627 CRYSTAL DR, Palm Harbor, FL, 34683 | $373,000

A standout opportunity in Crystal Beach Estates, this home sits on a large corner lot within walking distance of Crystal Beach, the Pinellas Trail, shopping, and restaurants. Not in a flood zone and zoned for A-rated schools, the location is hard to beat. With solid bones, a great layout, and attractive pricing, it offers strong potential for investors or handyman buyers looking to build significant equity with a little TLC. The open living area features vaulted ceilings and chevron-pattern wood plank tile flooring. From the entryway, the floor plan flows through the formal living and dining rooms into the family room and kitchen. The kitchen includes granite countertops, a breakfast bar overlooking the family room, and a bright bay-window dining nook. A wet bar with matching granite connects the kitchen to the formal spaces. The split-bedroom layout places the spacious primary suite—with vaulted ceilings, an ensuite bath, and a walk-in closet—on one side of the home, with two additional bedrooms and a full guest bath on the other. Additional features include an interior laundry room, a roomy two-car garage, and a screened back patio. The oversized backyard benefits from the corner-lot setting, and the white vinyl fence includes a double-gate entry that may allow for boat or RV storage. Enjoy quick access to downtown Palm Harbor, Dunedin, Tarpon Springs, Ozona, and Clearwater, plus Honeymoon Island State Park and beach just about 10 minutes away. A coastal trolley stop is located just outside the neighborhood, with daily service between Downtown Clearwater, Downtown Dunedin, Palm Harbor, and Tarpon Springs.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1987
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,588
  • Acreage: 0.17
  • Est. Taxes: $6,829
  • Lot Desc: Corner Lot
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: TB8528554
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8528554/627crystaldr_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/16/2026 6:38:19 AM)
Listing courtesy of BLAKE REAL ESTATE INC   Phone: 727-359-0388

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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627 CRYSTAL DR, Palm Harbor, FL, 34683

$373,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $298,400 $298,400 $298,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.952%
Monthly Tax Payment $569 $569 $569
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,813 $1,884 $2,478
Total Monthly Payment $2,457 $2,528 $3,122

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.