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Waterfront shingled 1893 cottage offering coastal charm and incredible panoramic views across Narragansett Bay. Set directly along the shoreline, this beautiful seaside residence captures the essence of classic New England waterfront living, with sparkling water views and breathtaking sunrises. Rich in character and warmth, it features 6 bedrooms and 6 bathrooms, including multiple en-suite bedrooms. Original hardwoods, fireplaces, and ample living spaces blend historic elegance with modern comfort. The chef's kitchen with butler's pantry is ideal for entertaining, while the spacious laundry room adds convenience.
Enjoy year-round water views from the radiant-heated indoor porch or relax on the enclosed back porch. A beautiful lawn extends to the shoreline, where stone steps and a waterfront platform reside. Whether kayaking, swimming, or enjoying the coastal setting, this property offers an exceptional connection to the bay. Just a five-minute walk to the town center, restaurant and shops, it combines waterfront beauty and convenience.
Property doesn't include any outbuildings. The 1st floor of the detached garage may be available for an extra $200/month. Offered unfurnished starting August 15th. Owner reserves the right to perform property improvements during tenancy, including potential construction of a tennis court, dock and sewer connection. Occasionally, owners, contractors, and related professionals may access the property/grounds with reasonable notice.
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William Raveis Real Estate
Phone: 888.699.8876
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $4,800 | $4,800 | $4,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $29 | $30 | $40 |
| Total Monthly Payment | $104 | $105 | $115 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.