189 Lanes Lane, Charlotte, VT, 05445 | $595,000

Some places invite you to slow down. Lanes Shore makes it effortless. Set along the peaceful shoreline of historic Thompson's Point, this waterfront retreat captures sweeping views across Point Bay to the Green Mountains. Mornings begin with coffee on one of three private patios as the sun rises over Lake Champlain. Evenings are best spent on the screened porch, where the lake breeze and ever-changing views create the perfect backdrop for dinner or quiet conversation. Designed with timeless lakeside charm and subtle nautical character, expansive sliding glass doors fill the home with natural light and connect the living spaces to the outdoors. Two oversized retractable awnings provide welcome shade on sunny afternoons. The thoughtfully designed interior includes a primary bedroom with a king bed and private bath, a second bedroom with two twin beds, an additional full bath, a comfortable living room, well-equipped kitchen, and in-home laundry, making the cottage ideal for both weekend getaways and extended stays. Outside, recently completed landscaping with mature hedges, arborvitae, and colorful gardens creates a private setting, and the conserved land across the street will never be built upon. The newer dock offers direct access to Lake Champlain for swimming, kayaking, paddleboarding, fishing, or simply spending the day on the water. Although it feels worlds away, Lanes Shore is just 25 minutes from Burlington and close to Shelburne Farms, Shelburne Museum, wineries, breweries, golf, hiking, local orchards, the Charlotte-Essex ferry, Vergennes, and Basin Harbor. Rarely does a property offer this combination of direct Lake Champlain frontage, stunning mountain views, privacy, and a location that puts Vermont's best experiences within easy reach. At 189 Lanes Lane, the lake isn't just the view. It's your everyday backdrop.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full / 1 three-quarter
  • Style: Cottage/Camp
  • Year Built: 1980
  • Heating: Baseboard,Electric
  • Cooling: None
  • Basement: Crawl Space
  • Approx Sq. Feet: 1,096
  • Acreage: 0.3
  • Est. Taxes: $1,939
  • Lot Desc: Country Setting,Deep Water Access,Lake Access,Lake Frontage,Lake View,Lakes,Landscaped,Leased,Water View,Waterfront
  • Water Front: Yes
  • Elem. School: Charlotte Central School
  • Middle School: Charlotte Central School
  • High School: Champlain Valley UHSD #15
  • School District: Chittenden South
  • MLS#: 5099539
  • Website: https://www.raveis.com
    /prop/5099539/189laneslane_charlotte_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/16/2026
Listing courtesy of Element Real Estate   Phone: 802-253-1553
Listing Agent: Jeremy Gates

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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189 Lanes Lane, Charlotte, VT, 05445

$595,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $476,000 $476,000 $476,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.952%
Monthly Tax Payment $162 $162 $162
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,892 $3,006 $3,953
Total Monthly Payment $3,146 $3,260 $4,207

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.