654 Pine Lake Drive, Delray Beach, FL, 33445 | $1,995,000

Located in the prestigious Seagate Country Club, this exceptional golf course estate offers direct access to the fairway and an unmatched blend of space, privacy, and indoor-outdoor living. Set on a beautifully positioned lot, the home features a circular driveway, grand covered entry, and over 4, 100 total square feet. Inside, soaring vaulted ceilings, skylights, and expansive living areas create a bright and open feel, complemented by 24x24 tile flooring throughout. The living room is anchored by a wet bar, perfect for entertaining, while the kitchen is equipped with a double oven, center island, and picturesque pool and golf course views. The spacious primary suite has been thoughtfully renovated and includes two walk-in closets. A second bedroom functions as a private suite with direct access to the patio and pool, while the third bedroom offers flexibility as a guest room or office. Step outside to a fully fenced, private backyard designed for true Florida living. The 30-foot pool, expansive patio, and sundeck overlook the golf course with direct access, creating a rare opportunity for both relaxation and recreation. Additional features include a 2-car garage, laundry closet with utility sink, solar-powered hot water system, water filtration system, and updated mechanicals including A/C handlers (2019) and water heater (2021). A unique opportunity to own a golf course property with exceptional outdoor space in one of Delray Beach's most sought-after communities.

Features

  • Amenities: Golf Course, Jogging Path, Management, Tennis Court(s), Manager On Site, Beach Club Available, Gated
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Laundry Closet
  • Development: Seagate CC at The Hamlet
  • Year Built: 1980
  • Garage: 2-car Attached
  • Heating: Central, Zoned
  • Cooling: Central Air, Ceiling Fan(s), Zoned
  • Approx Sq. Feet: 3,351
  • Acreage: 0.37
  • Est. Taxes: $19,804
  • HOA Fee: $1,022 Quarterly
  • Lot Desc: Many Trees, On Golf Course
  • View: Golf Course, Pool
  • Elem. School: Orchard View
  • Middle School: Carver Community
  • High School: Atlantic
  • Pool: In Ground
  • Pet Policy: Yes, Number Limit
  • Appliances: Electric Water Heater, Water Purifier Owned, Cooktop, Dryer, Disposal, Dishwasher, Electric Range, Microwave, Oven, Refrigerator, Water Heater, Water Purifier, Washer
  • MLS#: B26051639
  • Website: https://www.raveis.com
    /eprop/B26051639/654pinelakedrive_delraybeach_fl?source=qrflyer
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William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

654 Pine Lake Drive, Delray Beach, FL, 33445

$1,995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,596,000 $1,596,000 $1,596,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.223% 6.183%
Monthly Tax Payment $1,650 $1,650 $1,650
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,314 $9,697 $13,468
Total Monthly Payment $11,089 $11,472 $15,243

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.