3110 4th ST NW, Naples, FL, 34120 | $619,900

Discover the perfect blend of privacy, space, and convenience with this charming 3-bedroom, 2-bathroom single-family home offering nearly 1, 500 square feet of living space on a rare 2. 27-acre, 100% upland, buildable lot. Whether you're looking for room to expand, add a second home, build a detached garage or workshop, or simply enjoy the freedom of owning usable land, this property offers endless possibilities.
Surrounded by mature trees, you'll enjoy a peaceful, private setting with plenty of room for outdoor living, recreation, and all your toys. With no HOA and no deed restrictions, bring your boats, RVs, trailers, or work equipment without the limitations found in many communities.
Inside, the home features a comfortable layout with three spacious bedrooms, two full bathrooms, and nearly 1, 500 square feet designed for everyday living and entertaining.
Despite its serene setting, you're just minutes from everyday conveniences, including the new Publix, ALDI, popular restaurants, and the medical clinic on Randall Curve. Enjoy the best of both worlds—country-style living with city conveniences just around the corner.
Opportunities like this are becoming increasingly rare. Whether you're searching for your forever home, a property with room to grow, or an investment with future potential, this exceptional acreage offers the flexibility and freedom you've been looking for.

Features

  • Amenities: Horses OK,Internet Access
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Other
  • Development: GOLDEN GATE ESTATES
  • Year Built: 1999
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 1,464
  • Acreage: 2.27
  • Est. Taxes: $1,533
  • Lot Desc: Horses Ok,Oversize
  • View: Wooded Area
  • Community Type: No Subdivision
  • Pet Policy: No Approval Needed
  • MLS#: 226025885
  • Website: https://www.raveis.com
    /prop/226025885/31104thstnw_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of WATERFRONT REALTY GROUP INC

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3110 4th ST NW, Naples, FL, 34120

$619,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $495,920 $495,920 $495,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.358% 6.640% 5.952%
Monthly Tax Payment $128 $128 $128
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,970 $3,131 $4,118
Total Monthly Payment $3,190 $3,351 $4,338

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.