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Presented by
The Del Vecchio Scarano Team |
This colonial style home sits in Kings Park on a generous lot of nearly 14, 000 square feet, giving you space that is hard to find in this part of Suffolk County. The home offers four bedrooms and two full bathrooms across a two story layout, giving anyone who works from home plenty of room to spread out. The eat in kitchen is set up for everyday cooking, quick breakfasts, and casual meals. A full basement runs the length of the home and is currently unfinished, which means you get built in storage now and the option to finish it later into a home gym, a media room, a workshop, or additional living space based on your needs. Outside, the property includes a private driveway and a garage, giving you covered and off street parking. Heating is hot water oil, which is common for homes of this era on Long Island and keeps the house warm through the colder months. The real standout here is the lot itself. At nearly a third of an acre, it gives you room for a large yard, a garden, a play area, or future outdoor upgrades like a patio or pool, something that is increasingly rare on smaller Kings Park lots. Kings Park is known for its access to local parks, its small town feel, and its proximity to the Long Island Sound and the surrounding North Shore area, all while staying convenient to major roadways for commuting. This home is part of the Kings Park school district. A solid opportunity for a buyer who wants space, structure, and the flexibility in one of Suffolk County's classic North Shore communities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
Licensed Real Estate Salespersons
William Raveis Real Estate
Phone: 914.490.1928
TheDelVecchioScaranoTeam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $598 | $598 | $598 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,349 | $3,531 | $4,644 |
| Total Monthly Payment | $4,039 | $4,221 | $5,334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.