3896 PICCIOLA, #224, Fruitland Park, FL, 34731 | $119,000

This charming FURNISHED 2-bedroom, 1. 5-bath home located in a sought-after 55+ community, Griffin Co-Op, in Fruitland Park, Florida. Perfectly positioned to capture peaceful water scenery, this home offers a bright, functional layout designed for comfortable Florida living. Enjoy your morning coffee while overlooking the lake, or unwind in the evenings with tranquil sunsets right outside your door. The community provides a relaxed, low-maintenance lifestyle, ideal for full-time residents or seasonal homeowners looking to escape the cold. This home is perfectly positioned for those who love the water, relaxation, and active Florida living. A standout feature is the community’s covered boathouse facility, complete with fish-cleaning stations—perfect for anglers who want to clean their fresh catch and enjoy true lake life. Spend your days boating, fishing, or cruising the HARRIS CHAIN OF LAKES right from your own community. Residents also enjoy a community clubhouse featuring a sparkling pool, shuffleboard courts, and a library, offering plenty of opportunities for recreation, socializing, and relaxation. The low-maintenance setting allows you to spend more time enjoying the amenities and less time on upkeep. LOW HOA fee of $181 a month which includes water, trash, sewer, and amenities. This property includes an ADDITIONAL walk in storage room in a separate building nearby, located directly off of the covered carport for your personal use. Conveniently located near shopping, dining, medical facilities, and US-441, with The Villages just minutes away for golf, entertainment, and dining. Whether you’re downsizing, retiring, or searching for the perfect seasonal retreat, this home delivers location, lifestyle, and unbeatable lake access. NEW ROOF 2012 AND NEW WINDOWS 2014. Schedule your private showing today and start enjoying LAKEFRONT living at its finest. Boat slip available for additional monthly fee.

Features

  • Amenities: Clubhouse, Pool
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Inside
  • Style: Other
  • Year Built: 1968
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 999
  • Acreage: 0.03
  • Est. Taxes: $1,366
  • HOA Fee: $181 Monthly
  • Lot Desc: In County, Landscaped
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Number Limit
  • Appliances: Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: G5114743
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/G5114743/3896picciola_fruitlandpark_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/15/2026 5:12:51 PM)
Listing courtesy of CARLINO REAL ESTATE GROUP INC   Phone: 352-326-2662

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3896 PICCIOLA, #224, Fruitland Park, FL, 34731

$119,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $95,200 $95,200 $95,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.952%
Monthly Tax Payment $114 $114 $114
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $578 $601 $791
Total Monthly Payment $767 $790 $980

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.