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A GREAT BUY situated on a large, private lot, convenient to all! Great shopping, restaurants, golf, tennis, and more are all moments away. Enjoy Heritage Park with its great walking trail and soccer field. Benefit from three area hospitals and the Long Island Railroad. Historic Port Jefferson Village is close by and features a Ferry to New England, all of which adds charm to our region. This one-level ranch house features a full basement, Central Air (with a young compressor), and a young roof! There is ample storage, including the basement, two-car garage, many closets, and a rear-yard storage shed! The fully fenced yard is ideal for pets and privacy, and the rear patio is perfect for outside gatherings. The level grounds offer many possibilities for expansion of use. Extras include: 200-amp electric, new chimney liner & cap; laundry sink in basement. Click here to see a 3D Virtual Tour ( https: //my. matterport. com/show/?m=8ewL8heVFZE); some photos have been "defurnished", making it more comfortable for the seller to continue packing while making the house available for you to see NOW : ) PLUS a 12-month CHOICE Home Warranty is INCLUDED with this purchase! See it today, and let's get you under contract tomorrow.
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Our Executive Mortgage Banker:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $1,072 | $1,072 | $1,072 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,110 | $3,278 | $4,311 |
| Total Monthly Payment | $4,274 | $4,442 | $5,475 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.