9068 131ST LOOP, Live Oak, FL, 32060 | $409,995

Welcome to your private 2-acre homestead in Live Oak. This property has the best of both worlds. Country living feel yet minutes from town. It is fully fenced and cross-fenced with an electric double gate for security and peace of mind. This property blends comfortable living with serious functionality, making it ideal for buyers who want space, self-sufficiency, and room to entertain. Let's not forget, the animal lovers will adore the options for their furry and feather family members.
The home features a durable metal roof, reverse osmosis water filtration, and a whole-home soft water system — upgrades that save money and add long-term value. Unwind in the jacuzzi tub, host guests in the private guest suite, and enjoy the integrated sound system indoors and out. The kitchen area is equipped with a refrigerator and washer/dryer hookups for easy move-in.
Outside, the lifestyle amenities keep going: a 30'x40' above-ground pool with belt-treated decking, a covered entertainment lanai, a fenced and shaded chicken coop, a boxed garden, and a dedicated pet run/play area. A 3-car garage plus attached carport offers ample storage, and the property includes a full RV/camper carport with RV hookup — perfect for hosting guests or storing recreational vehicles.
Recent updates add confidence for buyers: new well pressure switch, tank, and gauge (Jan 2026) and a freshly pumped septic tank (Feb 2026). Abundant parking completes this rare combination of privacy, functionality, and comfort — all just minutes from town.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Style: Ranch
  • Year Built: 1977
  • Heating: Electric
  • Cooling: Central Air, Humidity Control, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,990
  • Acreage: 2
  • Est. Taxes: $2,854
  • Elem. School: Suwannee Elementary School
  • Middle School: Suwannee Middle School
  • High School: Suwannee High School
  • Pool: Above Ground, Salt Water
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: OM728328
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM728328/9068131stloop_liveoak_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/27/2026 5:32:44 PM)

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Isabel VillagomezSales Associate

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Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 130058

203.952.8600

Joseph.Mollica@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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9068 131ST LOOP, Live Oak, FL, 32060

$409,995

Isabel Villagomez

Sales Associate

William Raveis Real Estate

Phone: 203.570.8611

Isabel.Villagomez@raveis.com

Joseph Mollica

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.952.8600

Joseph.Mollica@raveis.com

NMLS Mortgage Loan Originator ID 130058

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,996 $327,996 $327,996
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.760% 6.902% 6.098%
Monthly Tax Payment $238 $238 $238
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,020 $2,127 $2,746
Total Monthly Payment $2,333 $2,440 $3,059

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.