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An exceptional opportunity inside the exclusive, 24-hour guard-gated enclave of Banyan Cay. Built in 2021 and extensively enhanced with designer upgrades throughout, this contemporary waterfront residence offers 3 bedrooms, 3. 5 bathrooms, over 3, 200 square feet of impeccably designed living space, and a private resort-style backyard featuring a newly renovated pool and hot tub. Set perfectly within the community to capture peaceful, quiet surroundings, the home features an expansive two-story floor plan spanning over 3, 200 square feet of impeccably designed interior space, with high ceilings, glass sliders, custom lighting, designer paint selections, Sonos in-ceiling speakers, art display niches with built-in lighting, and thoughtfully curated finishes that create a warm yet sophisticated atmosphere. Custom barn doors, an expanded primary closet system, new designer flooring on the staircase and second floor, and an epoxy-floor garage with overhead storage further enhance the home's exceptional functionality and style. The dramatic Great Room flows seamlessly into a stunning chef's kitchen with a massive entertaining island and expansive sliding glass doors that blur the line between indoor and outdoor living. The backyard has been completely transformed into a private resort retreat. A major 2026 renovation includes an expanded marble pool deck, an extended sun shelf with bubblers, new pool lighting, designer tile, and a state-of-the-art smart pool control system accessible from your mobile device. The covered lanai is complemented by a custom outdoor kitchen with a porcelain backsplash, ambient string lighting, and an expansive screened enclosure designed for year-round entertaining. Professionally designed landscaping creates exceptional curb appeal and privacy with lush tropical plantings, jasmine-covered fencing, landscape lighting, elegant paver walkways, and an inviting front patio seating area. Every detail has been carefully considered to maximize beauty, privacy, and low-maintenance living. The spacious floor plan includes a luxurious primary suite retreat and two elegant en-suite guest accommodations, offering flexibility for a home office, fitness room, or private guest quarters. Located just steps from The BELGROVE (a Marriott Autograph Collection Resort & Spa), the reimagined DUTCHMAN'S PIPE Country Club (a Jack Nicklaus Signature golf course), and a premier fitness and racquet center featuring tennis, pickleball, and padel, with flexible membership options and exclusive offerings for Banyan Cay residents. Just minutes from Downtown West Palm Beach, Palm Beach Island, Worth Avenue, world-class dining, shopping, cultural attractions, and Palm Beach International Airport, this turnkey residence offers the very best of Palm Beach luxury living.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,184,000 | $1,184,000 | $1,184,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.277% | 6.110% | 6.183% |
| Monthly Tax Payment | $1,891 | $1,891 | $1,891 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,004 | $7,099 | $9,991 |
| Total Monthly Payment | $9,020 | $9,115 | $12,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.