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Step back in time and discover the timeless charm of this solid brick ranch, offering 3 bedrooms and endless potential. Rich woodwork throughout, a classic slate floor in the formal dining room, and a warm, retro feel give this home a character that's hard to find. The formal dining room flows into a sun-filled family room surrounded by walls of windows, creating the perfect space to gather and enjoy views of the deep, private backyard. The spacious lower level features an additional finished room with a fireplace and wood stove, ideal for a recreation room, home office, or cozy retreat. While the kitchen and bathroom are ready for updating, the home's quality construction, unique architectural details, and well-preserved vintage style provide the perfect canvas for your vision. If you've been searching for a home with personality, solid bones, and an incredible setting, this is one you won't want to miss. Conveniently located just minutes from Yale, Quinnipiac, shopping, restaurants, and major highways. Hamden is under a 4 year phase in on taxes.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Den | Slate Floor | Main |
| Dining Room | Book Shelves,Slate Floor | Main |
| Family Room | Fireplace,Wood Stove | Lower |
| Kitchen | Dining Area | Main |
| Living Room | Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $748 | $748 | $748 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,701 | $1,768 | $2,325 |
| Total Monthly Payment | $2,524 | $2,591 | $3,148 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.