5216 POINT HARBOR LANE, Apollo Beach, FL, 33572 | $1,275,000

Welcome to One of MiraBay's Premier Waterfront Homes
Experience luxury waterfront living at its finest in this beautifully remodeled 6-bedroom + office/den, 3. 5-bath residence offering 3, 366 square feet of thoughtfully designed living space. Perfectly positioned on one of MiraBay's most desirable waterfront homesites, this exceptional property overlooks the community's breathtaking 143-acre freshwater lagoon while providing direct boating access to Tampa Bay from your private dock with a 10, 000-pound boat lift.
Designed with entertaining in mind, the home features an impressive 50' x 20' great room addition surrounded by expansive sliding glass doors that frame panoramic water views and seamlessly blend indoor and outdoor living. Whether hosting family gatherings or enjoying a quiet evening at home, the lagoon becomes the centerpiece of nearly every room.
Step outside to your own private waterfront resort. The spacious covered lanai comfortably accommodates 12 or more guests and overlooks the sparkling heated pool and spa, completed in 2021, with elegant travertine decking providing abundant space for relaxing and entertaining. A panoramic screened enclosure, installed in 2023, maximizes the breathtaking water views while creating the perfect outdoor living environment.
The fully equipped outdoor kitchen is truly built for entertaining and features a Kamado Joe smoker, Blackstone flat-top grill, built-in refrigerator, and generous prep space, making every weekend gathering feel like a special occasion.
Situated on one of the deepest homesites in MiraBay, the property spans approximately 172 feet deep, providing an expansive backyard rarely found within the community. A portion of the yard is fenced, creating the perfect space for pets or play while preserving the open waterfront setting.
Inside, nearly every inch of the home has been tastefully remodeled, creating a move-in-ready residence that combines modern finishes with comfortable everyday living. Recent major improvements include a new roof (2021) and new air conditioning system (2021), allowing the next owner to enjoy peace of mind for years to come.
For boating enthusiasts, your private dock and 10, 000-pound boat lift offer quick and convenient access to Tampa Bay for fishing, waterfront dining, island hopping, or sunset cruises.
Living in MiraBay means enjoying one of Tampa Bay's premier waterfront communities, featuring two heated resort-style pools, a 24-hour fitness center, tennis courts, pickleball courts, basketball courts, kayaking, walking trails, parks, and an active calendar of community events. Residents also enjoy the convenience of accessing the nearby MiraBay Village shopping plaza by golf cart.
Another significant advantage is that MiraBay is an elevated waterfront community, and flood insurance premiums are often lower than those in many surrounding waterfront neighborhoods.

Features

  • Amenities: Basketball Court, Cable TV, Clubhouse, Elevator(s), Fitness Center, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities
  • Rooms: 8
  • Bedrooms: 6
  • Baths: 3 full / 1 half
  • Lot Size: 60 x 140
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Central, Natural Gas, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,366
  • Acreage: 0.2
  • Lot Size: 60 x 140
  • Est. Taxes: $20,775
  • HOA Fee: $190 Annually
  • Lot Desc: In County, Landscaped, Oversized Lot, Sidewalk
  • View: Water
  • Water Front: Yes
  • Elem. School: Apollo Beach-HB
  • Middle School: Eisenhower-HB
  • High School: Lennard-HB
  • Pool: Gunite, Heated, In Ground, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range
  • MLS#: TB8528229
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /eprop/TB8528229/5216pointharborlane_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/16/2026 3:36:42 PM)
Listing courtesy of 27NORTH REALTY   Phone: 813-645-4663

William Raveis Family of Services

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Customer Service

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Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5216 POINT HARBOR LANE, Apollo Beach, FL, 33572

$1,275,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,020,000 $1,020,000 $1,020,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.277% 6.223% 6.203%
Monthly Tax Payment $1,731 $1,731 $1,731
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,034 $6,198 $8,607
Total Monthly Payment $7,890 $8,054 $10,463

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.