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Virtually Staged. Beautifully remodeled two bedroom, two bath end unit villa with a newer roof, ideally situated in the highly desirable Ridge Groves community. Enjoy the benefits of a low monthly condo fee of just $500 which includes cable TV, internet, escrow reserves, water, sewer, trash, maintenance on the exterior and grounds. The community pool an ideal place to unwind, soak up the Florida sunshine and connect with friends and neighbors. This beautiful villa was thoughtfully updated with a clean, contemporary design and offers a bright and inviting atmosphere enhanced by the abundance of natural light that only an end unit can provide. The beautifully updated kitchen features custom white shaker cabinetry, stainless steel appliances, solid surface countertops, and a stylish tile backsplash that creates a fresh, modern look. The open layout flows seamlessly into the dining and living areas, making everyday living and entertaining effortless. French doors off the living room lead to a versatile bonus room with sliding glass doors, providing the perfect space for a home office, den, or hobby room. The spacious primary suite features new laminate flooring, a large walk-in closet, and a beautifully updated en suite bathroom complete with a walk-in shower, custom vanity, and modern fixtures. The guest bedroom also features new laminate flooring, while the updated guest bathroom offers a tub/shower combination, custom vanity, and contemporary finishes. Additional highlights include a newer HVAC system and a new washer and dryer. Ideally located near shopping, restaurants, schools and other needed daily services. Downtown St. Petersburg and the Gulf beaches are just short car ride away! This move-in-ready villa offers comfort, style and convenience in one exceptional package. Come see this beautiful home today and make it yours tomorrow!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $148,000 | $148,000 | $148,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $227 | $227 | $227 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $899 | $934 | $1,229 |
| Total Monthly Payment | $1,201 | $1,236 | $1,531 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.