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Presented by
Ina Cooper Team |
SURROUND YOURSELF WITH AMENITIES AT A PRICE MORE AFFORDABLE THAN OTHERS! On nearly 1/4 acre, this 3-bedroom, 2-bath, mid-century modern home puts you so close to so many advantages of Temple Terrace: parks and recreation, multicultural restaurants and shops big or small, quality schools and services, century-old private golf club, and public boat launches to the Hillsborough River. In a neighborhood near many more expensive and elegant homes, this gem lives larger than 1, 530 SF thanks to expansions including a screened lanai overlooking the fenced back yard. That yard features a sturdy block shed, a raised-bed garden beside a small greenhouse, a homemade chicken coop, and a koi pond with scores of third-generation fish. Plants range from Mexican petunias, Key Lime, crepe myrtles and banana trees to bromeliads, bougainvillea, plumeria and medicinal moringa trees. Inside you'll find recent improvements such as a 2026 water heater, new kitchen cabinets and stone counters, a renovated bathroom with decorator tile, refinished terrazzo floors, and fresh paint. The separate-entry side family room with second bathroom and laundry could work alternatively as a home office or additional resident space. No HOA fees or rules here, so you can park your boat or work truck in the substantial front carport or along the curved driveway. This property is just a few blocks from Riverhills Elementary and the waterfront Riverhills Park, which offers a concrete boat ramp, boardwalk pier, fishing, birding, picnic area, playground, restrooms and shelters. Despite your proximity to the river, meanwhile, you're outside the flood zone. The University of South Florida and Florida College are nearby, of course, and you'll love Temple Terrace's "leisure network" that spans 2 nature preserves, 2 recreation centers, 3 athletic complexes, 3 tennis facilities, 5 swimming pools, and 19 parks. Make your appointment to visit today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
Sales Associate
William Raveis Real Estate
Phone: 860.922.6069
Ina.Cooper@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 970.390.2521
John.Kirkutis@raveis.com
NMLS Mortgage Loan Originator ID 1424716
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $244 | $244 | $244 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,677 | $1,768 | $2,325 |
| Total Monthly Payment | $1,996 | $2,087 | $2,644 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.