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Welcome to 116 Istoria Drive, where refined coastal elegance meets luxury living in the highly sought-after Istoria community. This meticulously maintained 2015 Key West-inspired home offers nearly 2, 900 square feet with 4 bedrooms, 3 bathrooms, a first-floor owner's suite, dedicated office, bonus room, and whole-home water softener. Located in an X Flood Zone, the home has never flooded and no flood insurance is required. The owner's retreat features a spa-inspired bath with dual vanities, a freestanding soaking tub, and oversized walk-in shower. Outside, enjoy a private backyard oasis with a heated saltwater pool featuring all-new equipment, covered lanai, and custom tiki-style outdoor kitchen. Residents also enjoy a private community dock overlooking the scenic marsh. Minutes from downtown St. Augustine, Vilano Beach, Palencia, I-95, and Jacksonville. Designed with both comfort and versatility in mind, the bright, open floor plan creates an inviting atmosphere for everyday living and entertaining. The main level also includes an additional bedroom currently used as a second office, offering flexibility for guests, remote work, hobbies, or a home gym. Upstairs, you'll find two spacious bedrooms, a full bathroom with double vanities, and a large bonus room perfect as a media room, playroom, fitness space, or additional family room. Surrounded by mature trees and tropical landscaping, the backyard offers exceptional privacy and a true resort-style setting. Whether relaxing poolside, entertaining beneath the tiki pavilion, or enjoying the covered lanai, every space has been designed for year-round Florida living. Conveniently located near shopping, dining, golf, beaches, boating, and historic downtown St. Augustine.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.277% | 6.223% | 6.183% |
| Monthly Tax Payment | $683 | $683 | $683 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,254 | $4,370 | $6,069 |
| Total Monthly Payment | $5,028 | $5,144 | $6,843 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.