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3/2 GARDENIA | GOLF CART GARAGE | NEW A/C 2023 | OVER 1, 900 SQ FT | EXPANSIVE SCREENED LANAI | MINUTES TO LAKE SUMTER LANDING! Welcome to your Florida dream home in the highly sought-after Village of Hemingway, where every day feels like a vacation. Whether you're looking for a year-round residence, a seasonal escape from the cold, or an exceptional investment opportunity, this beautifully maintained Gardenia model checks all the boxes. Perfectly positioned just minutes from Lake Sumter Landing Market Square, Havana Country Club, and Kilimanjaro Golf Course, you'll enjoy endless opportunities for golf, dining, shopping, entertainment, and the unmatched lifestyle The Villages is known for. From the moment you arrive, you'll appreciate the home's inviting curb appeal, and desirable 2-car garage plus dedicated golf cart garage, making it easy to explore everything The Villages has to offer. Inside, the open and spacious floor plan is designed for both comfortable everyday living and effortless entertaining. The heart of the home features a beautifully appointed kitchen with granite countertops, abundant cabinetry, generous workspace, and overlooks the dining and living areas bar so you'll never miss a conversation. There's also a dinette thats perfect for your morning conversations. The split-bedroom layout offers privacy for both owners and guests, while the spacious primary suite provides a relaxing retreat with tray ceilings, ample room for your furnishings, and an ensuite bath with 2 separate vanities, walk in shower, and 2 walk in closets. Bedroom #2 features a murphy bed and is perfect set up as an office or hobby room but can easily accomodate guests. Guest bath in between between bedroom 2 & 3 offers a shower/tub combo. One of the standout features of this home is the incredible outdoor living space. The oversized screened lanai stretches nearly the entire length of the home, creating the perfect setting for morning coffee, afternoon reading, evening cocktails, or entertaining friends after a day on the golf course. An additional side screened lanai, previously used as a dog run, offers endless possibilities as a private garden, plant sanctuary, pet area, or extra outdoor storage space. Additional updates include a 2023 A/C, giving you peace of mind while enjoying the Florida sunshine. Whether you're escaping snowy winters, making The Villages your forever home, or searching for a property with excellent rental potential, this home offers the perfect combination of location, comfort, and lifestyle. Come discover why so many people fall in love with The Villages—and start making memories in a home where every day feels like you're on vacation.
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $413 | $413 | $413 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,151 | $2,268 | $2,983 |
| Total Monthly Payment | $2,639 | $2,756 | $3,471 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.