728 CONGAREE LOOP, The Villages, FL, 32163 | $845,000

Custom Luxury Home | Gourmet Kitchen Suite | Private Guest Wing -- Situated on a corner parcel of just under a quarter acre in the highly desirable Village of Osceola Hills, this thoughtfully customized Extended Begonia was built in 2017. Offering 2, 829 square feet of beautifully designed living space, it features three bedrooms, two full baths, one half bath, and an extended two-car plus golf cart garage. A covered front entry welcomes you home before opening to a refined foyer featuring board-and-batten millwork, crown molding, a lantern-style pendant, and elegant sight lines that draw you into the heart of the home. The living and dining spaces create an inviting setting for everything from intimate dinners to holiday celebrations. The open design allows each room to feel connected while maintaining its own character. Natural light, thoughtfully selected finishes, and plank tile flooring throughout the main living areas create warm, timeless atmosphere. At the center of the home is a chef’s kitchen designed for everyday living. Featuring ceiling-height cabinetry, a spacious center island, a peninsula with matching granite countertops, premium stainless steel appliances, and exceptional storage throughout, this space is as functional as it is beautiful. Just beyond the kitchen, a separate oversized laundry room offers extensive cabinetry and generous workspace, while an enormous walk-in pantry complete with a second refrigerator is conveniently located around the corner, creating a true working kitchen suite rarely found in The Villages. The adjoining family room offers a comfortable place to gather and unwind, while a dedicated office overlooks the screened lanai through a large sliding glass door and enjoys tranquil views of the landscaped yard. The primary suite is a true retreat with a spacious bedroom, a well-appointed spa-inspired bath featuring a stunning tiled Roman walk-in shower, dual vanities, and an oversized walk-in closet. A second private bedroom suite with its own full bath provides exceptional comfort and privacy for family or long-term guests, while the conveniently located half bath is ideal for visitors. Designed with comfort and elegance throughout, every detail has been thoughtfully planned for the way you live. Custom board-and-batten millwork, plantation shutters, crown molding, coordinated finishes, generous storage, and an exceptional floor plan reflect quality craftsmanship and careful attention to detail. Perfectly positioned just off Morse Boulevard between State Road 44 and County Road 466A, this exceptional home places you within easy reach of recreation, championship and executive golf, shopping, dining, and two of The Villages' most popular town squares. Whether you’re spending an evening enjoying live music at Brownwood Paddock Square or dining along the waterfront at Lake Sumter Landing, you’ll appreciate having so many of the community's favorite destinations just minutes away.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2017
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,829
  • Acreage: 0.23
  • Est. Taxes: $8,661
  • Adult Communities: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Washer
  • MLS#: G5114896
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/G5114896/728congareeloop_thevillages_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/12/2026 6:04:13 PM)
Listing courtesy of LPT Realty, LLC   Phone: 877-366-2213

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

728 CONGAREE LOOP, The Villages, FL, 32163

$845,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $676,000 $676,000 $676,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.277% 6.223% 6.183%
Monthly Tax Payment $722 $722 $722
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,999 $4,107 $5,704
Total Monthly Payment $4,813 $4,921 $6,518

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.