49 High Street, Killingly (Danielson), CT, 06239 | $370,000

This beautifully maintained three-family property is an exceptional find for an owner-occupant looking to live in style while generating supplemental income. Bursting with charm, this home is truly full of character, offering the perfect blend of classic appeal and essential modern upgrades. Whether you are searching for your first home or a solid, turnkey investment opportunity, this residence delivers on every front. The first-floor unit serves as the centrepiece of the home, featuring three spacious bedrooms and a thoughtful layout. You will immediately notice the gorgeous, refinished wood floors throughout, which pair perfectly with the beautifully updated kitchen featuring sleek granite countertops and new flooring. Peace of mind is built right in, as the home boasts updated plumbing and new, bright recessed lighting. This primary unit also offers lovely outdoor living spaces, including a beautifully redone front porch and a private deck, making it an ideal setting for both relaxing and entertaining. The upper level comprises two separate, freshly painted one-bedroom apartments, offering great versatility and consistent income potential. Every unit in the home has been refreshed with a fresh coat of paint, giving the entire property a clean, inviting feel. Beyond the interior, the home is situated on a level lot with the added convenience of off-street parking. Residents can also enjoy an outdoor balcony, and for those needing extra space, the generous, walk-up attic provides incredible potential for additional storage or the opportunity to finish it for even more square footage. Ideally situated for commuters and explorers alike, the property offers convenient access to Boston, Rhode Island, Hartford, and the Connecticut shoreline.

Features

  • Town: Killingly
  • Rooms: 10
  • Baths: 3 full
  • Units: 3
  • Style: Units on different Floors
  • Year Built: 1900
  • Garage: Off Street Parking
  • Heating: Hot Air
  • Cooling: None
  • Basement: Full
  • Above Grade Approx. Sq. Feet: 2,540
  • Acreage: 0.15
  • Est. Taxes: $4,403
  • Lot Desc: Level Lot
  • Elem. School: Killingly Memorial
  • High School: Killingly
  • MLS#: 24190744
  • Website: https://www.raveis.com
    /prop/24190744/49highstreet_killingly_ct?source=qrflyer
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NMLS Mortgage Loan Originator ID 1424716

970.390.2521

John.Kirkutis@raveis.com

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49 High Street, Killingly (Danielson), CT, 06239

$370,000

Marshall + Ostop Team

Sales Associates

William Raveis Real Estate

Phone: 860.748.1845

MarshallOstop@raveis.com

John Kirkutis

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 970.390.2521

John.Kirkutis@raveis.com

NMLS Mortgage Loan Originator ID 1424716

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $296,000 $296,000 $296,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.279% 6.650% 5.992%
Monthly Tax Payment $367 $367 $367
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,799 $1,871 $2,458
Total Monthly Payment $2,241 $2,313 $2,900

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.