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2632 Ridgewood Avenue, Charleston, SC, 29414 | $399,000
Welcome to 2632 Ridgewood Avenue, a beautifully updated brick ranch in Charleston's established, NO-HOA Springfield neighborhood in West Ashley, shaded by a grand old oak out front. You're minutes from the West Ashley Greenway for morning walks and Citadel Mall's shops and restaurants along Sam Rittenberg Boulevard, with historic downtown Charleston just a 10-15 minute drive across the Cosgrove Bridge and Folly Beach about 25 minutes south. This is easy, established West Ashley living: Lowcountry charm, walkable convenience, and no peninsula price tag. Step through the front door and the freshly refinished original hardwood floors set the tone immediately -- warm, natural-toned, and running throughout the main living spaces of this 3-bedroom, 2-full-bath single-story home. The renovated kitchen is the true showstopper: sleek quartz countertops, crisp white upper cabinets paired with gray lowers, brand-new stainless steel appliances, and a breakfast bar that makes casual mornings and easy entertaining feel effortless. The generously sized primary suite offers a private step-in shower ensuite, while the two secondary bedrooms share a full bath and flex easily as guest rooms, a home office, or space to grow into. Behind the scenes, this Springfield ranch has been set up for genuine peace of mind: a brand-new roof, a new water heater, and updated HVAC mean the big-ticket items are already handled -- so all that's left to do is move in and enjoy West Ashley living. Outside, the fully fenced backyard is built for real life: a patio for evening unwinding, a storage shed for gear and hobbies, and an outdoor shower to rinse off after Greenway rides or beach days. A covered carport plus two separate driveways solve the parking puzzle (no garage needed). Between the character of restored original hardwoods, a fully renovated kitchen, and a brand-new roof backing it all up, 2632 Ridgewood Avenue is a rare, no-HOA find in the heart of Charleston, SC's Springfield community.
Features
- Bedrooms: 3
- Baths: 2 full
- Laundry: Washer Hookup
- Style: Ranch
- Development: 12 - West of the Ashley Outside I-526
- Year Built: 1961
- Garage: 1-car Attached
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,039
- Acreage: 0.31
- Lot Desc: 0 - .5 Acre, Interior Lot
- Elem. School: Springfield
- Middle School: C E Williams
- High School: West Ashley
- MLS#: 26019847
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/26019847/2632ridgewoodavenue_charleston_sc?source=qrflyer
Listing courtesy of Dean Property Company
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Yokadi Mejia, William Raveis Insurance
561.335.7966
Yokadi.Mejia@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2632 Ridgewood Avenue, Charleston, SC, 29414
$399,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,939 | $2,015 | $2,651 |
| Total Monthly Payment | $2,014 | $2,090 | $2,726 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484