407 OSPREY LAKES CIRCLE, Oviedo, FL, 32766 | $925,000

Executive-Style Pool Home in Gated Osprey Lakes

Welcome to this stunning executive-style home in the gated community of Osprey Lakes! Offering 4 bedrooms, 4 bathrooms, and an abundance of living space, this home is designed for comfort, entertaining, and everyday living.

The spacious primary suite is conveniently located on the main floor, along with the home's primary living areas. Upstairs, you'll find three additional bedrooms and an oversized loft, providing the perfect space for a game room, media room, or second family room. Brand-new carpet throughout the upstairs adds a fresh, updated feel.

The 3-car garage has been partially converted into a home office, offering an ideal workspace, while still allowing the option to easily convert it back to a full 3-car garage if desired.

Situated on one of the largest lots in Osprey Lakes, the backyard is truly an outdoor retreat. Relax in the beautiful saltwater pool, surrounded by an expansive screened enclosure and spacious deck, perfect for entertaining family and friends. Behind the pool, you'll find a large backyard with plenty of room for children, pets, or outdoor activities.

This home also features owned solar panels that transfer with the property, dramatically reducing monthly electric costs. The pool was resurfaced in 2022 and is equipped with AquaLink smart controls, allowing you to conveniently manage the pool lights and heater. Additional updates include two HVAC systems installed in 2017 and 2018, as well as newer windows throughout much of the home. There is a whole house water filter and reverse osmosis for the kitchen sink.

With its spacious floor plan, premium lot, energy-efficient upgrades, and exceptional outdoor living space, this home truly has it all. There are simply too many features to list—you have to see it in person.

Schedule your private tour today and discover everything this exceptional Osprey Lakes home has to offer!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2004
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 4,079
  • Acreage: 0.74
  • Est. Taxes: $6,696
  • HOA Fee: $1,288 Annually
  • Pool: Gunite, Salt Water
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • MLS#: O6423810
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6423810/407ospreylakescircle_oviedo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/11/2026 3:36:08 PM)
Listing courtesy of CFRP REALTY LLC   Phone: 407-682-8686

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Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

407 OSPREY LAKES CIRCLE, Oviedo, FL, 32766

$925,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $740,000 $740,000 $740,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.277% 6.223% 6.183%
Monthly Tax Payment $558 $558 $558
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,377 $4,496 $6,245
Total Monthly Payment $5,027 $5,146 $6,895

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.