1207 Elmore Street, Gaffney, SC, 29340 | $249,900

Welcome home to this charming brick ranch nestled on a spacious lot just minutes from everything Gaffney has to offer. Shopping, dining, schools, parks, and everyday conveniences. With its inviting front porch, mature surroundings, and flexible floor plan, this home offers comfort, character, and possibilities. The main level features three bedrooms, a full bath, a welcoming living area, and an easy-flow layout designed for everyday living. While the main level is traditionally arranged, one of the bedrooms could easily serve as a primary bedroom, creating a comfortable owner’s retreat on the main floor. Downstairs is where this home truly shines. With its own private entrance, the finished walk-out lower level offers exceptional versatility. Complete with a spacious recreation room featuring a cozy fireplace, a generously sized bedroom, a full bathroom, and an expansive unfinished area for laundry and storage, this space is perfectly suited for multigenerational living, long-term guests, a private home office, or the potential for rental income. Whether you’re looking for room to grow, space for extended family, or simply a home that offers options for the future, this property delivers. Don’t miss your opportunity to own a home with timeless appeal, flexible living spaces, and an unbeatable location close to the heart of Gaffney.

Features

  • Amenities: None
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: In Basement, Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Ranch
  • Garage: 2-car
  • Heating: Electric, Forced Air
  • Cooling: Central Air, Electric
  • Basement: Partially Finished, Full, Walk-Out Access
  • Acreage: 0.33
  • Est. Taxes: $779
  • Lot Desc: 1/2 Acre or Less, Corner Lot
  • Elem. School: Limestone/Central
  • Middle School: Gaffney
  • High School: Gaffney
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Electric Cooktop, Electric Oven, Free-Standing Electric Range, Electric Water Heater
  • MLS#: 1597437
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/1597437/1207elmorestreet_gaffney_sc?source=qrflyer
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Listing courtesy of Realty One Group Freedom   Phone: 864-914-1691

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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1207 Elmore Street, Gaffney, SC, 29340

$249,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,920 $199,920 $199,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.764% 5.992%
Monthly Tax Payment $65 $65 $65
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,215 $1,280 $1,660
Total Monthly Payment $1,355 $1,420 $1,800

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.