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Build your dream home on this spacious, private 2. 6-acre lot on Louden Road conveniently located near the Taconic Parkway and minutes from Chatham in scenic Columbia County and adjacent to Berkshire County. Tucked alongside a country road, this property provides the perfect blend of privacy, natural beauty, and ready-to-build convenience. Set against forested hills with expansive valley views, this property offers the ideal canvas for a custom home or weekend getaway. The land has many mature trees but is mostly cleared and gently sloping, with electricity and easy access from the road, and BOHA for a conventional septic, setting the groundwork for your future home that much easier but creating a serene setting that feels like your own private retreat. Bring your vision and start building your future here. Enjoy the balance of country living while still being within easy reach of small towns, villages, local independent stores, farmer's markets, restaurants, entertainment, outdoor recreation, and all the charm the Hudson Valley and the Berkshires have to offer. Currently you can choose from one of four similar adjacent properties that are available for sale or combine two or more of these parcels. Only two hours to NYC or 2 ½ hours to Boston.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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Our Executive Mortgage Banker:
$85,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $68,000 | $68,000 | $68,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $413 | $429 | $565 |
| Total Monthly Payment | $488 | $504 | $640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.