20 Mercer Street, Bluffton, SC, 29910 | $469,000

MUST SEE! Upgraded & Renovated 2024 Lowcountry Townhome with Premium 2026 Upgrades! Beautifully upgraded 3-bedroom, 2. 5-bathroom townhome offers the ultimate lock-and-leave and maintenance free lifestyle in the highly desirable Buckwalter area. Open Concept layout featuring New Luxury Vinyl Flooring (2025 - including primary bedroom), New Quartz Kitchen Counters (2026). Stainless Steel appliances. Crown Molding, Shiplap Accent Walls, New Light Fixtures and recently painted interior. Kitchen - White Cabinets, Stainless Steel Appliances, Kitchen Island and 2026 Quartz Countertops, Pantry. Dining Area w Shiplap Accent Wall and Low Country Chandelier. Spacious Living Room with landscaped and wooded views - custom window treatments. First Floor Laundry Room - Washer and Dryer (2024) Relaxing Front Screened Porch with Ceiling Fan Light Fixture. Bright Spacious First Floor Primary Bedroom, Primary Bath with Quartz Countertops, double vanity, Walk in Shower, Glass Door, and oversized walk in Closet. Upstairs, offers a versatile layout featuring two bright guest bedrooms, living area and a flexible space ideal for a home office, media room, or hobby gym. This Property offers low HOA fees, true maintenance free living with Lawn and Landscaping, pinestraw, Termite Bond, Pest Control, Power-washing, Insurance, and more. In an unbeatable location near premier shopping, dining, and miles of interconnected walking and bike trails. It also offers unparalleled proximity to the area's top medical hubs, including expanding facilities for MUSC, Novant Health, and Beaufort Memorial. Whether you are searching for a low-maintenance primary residence, an effortless second home, or a stylish retreat near everything, this Property delivers. Schedule your showing today.

Features

  • Amenities: None
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Development: Bluffton/General
  • Year Built: 2024
  • Garage: 1-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,952
  • Acreage: 0.06
  • Lot Desc: < 1/4 Acre
  • View: Landscaped,Trees/Woods
  • Appliances: Dryer,Dishwasher,Freezer,Disposal,Microwave,Oven,Refrigerator,Self Cleaning Oven,Stove,Washer,Tankless Water Heater
  • MLS#: 511121
  • Website: https://www.raveis.com
    /raveis/511121/20mercerstreet_bluffton_sc?source=qrflyer
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William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Maureen HarrisSales Associate

973.943.6449

Maureen.Harris@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20 Mercer Street, Bluffton, SC, 29910

$469,000

Maureen Harris

Sales Associate

William Raveis Real Estate

Phone: 973.943.6449

Maureen.Harris@Raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $375,200 $375,200 $375,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,280 $2,369 $3,116
Total Monthly Payment $2,355 $2,444 $3,191

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.