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Welcome to this beautifully updated waterfront home located on a deep saltwater canal with direct, no-bridge access to Palma Sola Bay, the Intracoastal Waterway, and the Gulf of Mexico. Offering 3 bedrooms, 2 bathrooms, and a desirable split floor plan, this meticulously maintained home combines comfortable living with an exceptional boating lifestyle. For added peace of mind, this home sustained NO damage from Hurricanes Helene or Milton and features low assumable flood insurance, making waterfront ownership even more attractive.
Inside, you'll find water views from multiple rooms, a spacious living area, and an updated kitchen featuring solid wood cabinetry with soft-close doors and drawers, a built-in pantry, solid surface countertops, and black stainless-steel appliances. The primary suite offers a sitting area, walk-in closet, and a beautifully remodeled en-suite bath with an oversized walk-in shower. Two additional bedrooms and an updated guest bath provide plenty of space for family and guests. The screened and covered lanai overlooks the canal and creates the perfect space for relaxing or entertaining while enjoying frequent visits from dolphins and manatees. The 64-foot WearDeck dock is designed for serious boaters and includes a 10, 000-pound covered boat lift, updated dock electrical service, fish cleaning station, bench seating, ladder, and LED dock lighting. With no bridges to open water, you'll enjoy quick access to Palma Sola Bay, the Intracoastal Waterway, and the Gulf.
Recent improvements include a new roof (2024), remodeled primary bath (2024), remodeled kitchen and guest bath (2023), fresh interior and exterior paint (2024), WearDeck dock (2022), impact-rated PGT windows and exterior doors (2016), screened paver lanai (2017), HVAC (2016), new blower motor (2025), new heater (2026), and new compressor (2026). Located approximately two miles from the Gulf beaches, this property is ideal as a primary residence, seasonal home, or investment property with excellent short-term rental potential. Most furnishings are negotiable. Schedule your private showing today and experience everything this exceptional waterfront property has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$949,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $759,200 | $759,200 | $759,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.277% | 6.223% | 6.183% |
| Monthly Tax Payment | $646 | $646 | $646 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,491 | $4,613 | $6,407 |
| Total Monthly Payment | $5,229 | $5,351 | $7,145 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.