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Located in the desirable BARTOW HISTORIC AREA, this beautifully updated 4-bedroom, 2-bathroom home blends timeless character with modern comfort in a prime Central Florida location. With NO HOA, a 2023 roof, and an 8-month-old water heater, this property offers peace of mind along with exceptional curb appeal. The inviting front porch and fenced front yard create a warm welcome, while the home’s distinctive architecture and mature surroundings add to its historic charm. The primary bedroom is located on the main floor, serving as a private retreat with a fireplace, walk-in corner shower, and his-and-her vanity in the en-suite bathroom. The living room, kitchen, and additional bedrooms are located on the second floor, providing a spacious and functional layout for everyday living. The living room is filled with natural light from OVERSIZED WINDOWS, creating a bright and airy atmosphere. The huge island kitchen is designed for both everyday living and entertaining, offering a dinette area, closet pantry, granite countertops, rich wood cabinetry, stainless steel appliances, and ample counter space. One of the secondary bedrooms features carpet flooring, adding comfort and flexibility for family, guests, or a home office. Additional conveniences include an inside laundry room and a 2-car garage. Enjoy pretty views of the golf course directly across the street from the front porch, and relax in the screened lanai, which provides access to the fully fenced yard, perfect for outdoor enjoyment and privacy. The spacious yard offers excellent potential for a future garden, play area, outdoor entertaining space, or additional landscaping, allowing buyers to customize the outdoor area to fit their lifestyle. Ideally situated near DOWNTOWN BARTOW, this home offers convenient access to local shops, dining, parks, schools, and community events while still providing a peaceful residential setting. With its blend of historic charm, modern updates, scenic views, and versatile outdoor space, this property presents a unique opportunity to own a beautifully maintained home in one of Bartow’s most sought-after areas.
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Our Executive Mortgage Banker:
Our Insurance Division:
$370,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $296,000 | $296,000 | $296,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $168 | $168 | $168 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,799 | $1,869 | $2,458 |
| Total Monthly Payment | $2,042 | $2,112 | $2,701 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.