1633 Bay Cir, Orange Park, FL, 32073 | $340,000

Set on an oversized . 29-acre lot, this Orange Park pool home leads with what matters most: the expensive work is done, so grab your floaties and get to the fun part. A large in-ground pool with brand-new equipment, resurfaced interior, and fresh deck anchors the fenced backyard, complete with a shaded gazebo wired for water and electricity. A brand-new roof, new electrical panel, 3-year-old HVAC, and 2-year-old water heater mean the costly essentials are behind you. Both bathrooms are updated with new vanities and countertops — the primary features a brand new tiled walk-in shower with a designer accent band. Wood-look plank flooring runs through bright, open living areas with oversized windows and classic column detailing. A climate-controlled sunroom adds approx. 425 SF of living space (not on tax roll). Room to park a trailer or boat along the side or through to the back. Move-in ready, close to Jacksonville shopping, dining, and commuter routes. Orange Park pairs an established, small-town feel with quick access to everything Jacksonville has to offer, which is a big part of why it stays in demand. Set along the western banks of the St. Johns River in northern Clay County, the area is known for its waterfront, golf courses, parks, and easy access to shopping and dining. Families are drawn by the schools: Orange Park is zoned for Clay County District Schools, one of the top-rated districts in the state. It's one of the most "everything within ten minutes" communities in Northeast Florida, with shops, services, restaurants, and medical care a short drive from nearly every neighborhood, plus steady demand from commuters, families, retirees, and military households near NAS Jacksonville. Compared to Jacksonville proper, it offers a more affordable housing market while keeping that same access to amenities, and Interstate 295 puts downtown Jacksonville about 20 miles away, making it an easy commute. Add in mature, tree-lined neighborhoods and a genuine sense of community, and it's easy to see the appeal for a wide range of people.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 12632
  • Style: Single Family Home
  • Year Built: 1972
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 1,540
  • Acreage: 0.29
  • Lot Size: 12632
  • Est. Taxes: $4,151
  • Elem. School: Grove Park
  • Middle School: Orange Park
  • High School: Orange Park
  • MLS#: 263226
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/263226/1633baycir_orangepark_fl?source=qrflyer
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Listing courtesy of Berkshire Hathaway Homeservices Florida Network Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1633 Bay Cir, Orange Park, FL, 32073

$340,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $272,000 $272,000 $272,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $346 $346 $346
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,653 $1,717 $2,259
Total Monthly Payment $2,074 $2,138 $2,680

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.