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Own a piece of Vermont history with this charming 1854 home, formerly known as the Three Penny Lodge and now known as The Cardinal Lodge, nestled in the heart of desirable Newfane near skiing, trails and year-round recreation. Cross a picturesque, covered bridge on your way home and discover a property full of character, currently operating as a successful Airbnb with a live-in caretaker. Whether you're looking for a primary residence, multi-generational home or a vacation retreat, this exceptional property offers endless possibilities. The main living area offers a spacious kitchen that's perfect for gathering and entertaining, while the formal dining room overlooks the gorgeous backyard, creating a beautiful setting for everyday meals or special occasions. The first floor also features a cozy living room, bedroom and a 3/4 bathroom, offering convenient single-level living. Upstairs, you will find multiple bedrooms and bathrooms with amazing views. The charming guest wing is perfect for multi general living or visiting guests. Bordering the babbling Rock River, this peaceful property invites you to relax and enjoy the beauty of Vermont. Listen to the soothing sounds of the Rock River from the screened porch, watch wildlife gather around the pond, or enjoy ice skating there during the winter months. Step outside to a multi-level deck overlooking the beautifully landscaped backyard, complete with fruit trees and a variety of berry bushes. A classic Vermont barn offers plenty of storage and excellent potential for animals, hobbies, or workshop space. Recent improvements include a brand-new standing seam roof, two new furnaces, central air conditioning, a new woodstove insert, a 4-year-old septic system and a generator. Enjoy historic charm with modern comfort. Located near skiing, hiking, and year-round outdoor recreation, this one-of-a-kind property offers the perfect blend of history, natural beauty, and modern Vermont living.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/11/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
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$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $816 | $816 | $816 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,646 | $3,788 | $4,982 |
| Total Monthly Payment | $4,554 | $4,696 | $5,890 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.