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First time on the market and offered by its original owner, this Hanover is located on the highest point of Hampton Hills and comes turnkey with a golf cart—just bring your linens. Set on the Preserve with no backyard neighbors, the home features a designer-painted and textured driveway, walkway, and front porch, along with double front doors, hacienda-style walls, and attractive landscaping. Inside, you’ll find a beautifully maintained home with pull-out kitchen cabinets, newer appliances, crown molding throughout, and solar tubes in the Great Room, Kitchen and Laundry Room that fill the space with natural light. The enclosed lanai and backyard patio offer additional places to relax. The home has been re-piped, and the second bedroom has direct access to the guest bathroom. The extended garage includes a tandem golf cart garage, workbench, portable generator, and ample cabinet storage. Major updates include a roof replaced in 2021, HVAC and water heater replaced in 2017, and new windows installed in 2020. The seller is also offering a one-year home warranty, and a transferable termite bond is included. Located in the beautiful, tree-canopied Del Webb Spruce Creek Golf and Country Club, this 55+ community offers outstanding amenities and four 9-hole golf courses. Conveniently situated just north of The Villages and south of Ocala, the home is close to fine dining, shopping, and entertainment. Schedule your appointment today to see this wonderful home.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $330,000 | $330,000 | $330,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.697% | 6.650% | 5.992% |
| Monthly Tax Payment | $248 | $248 | $248 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,005 | $2,086 | $2,740 |
| Total Monthly Payment | $2,328 | $2,409 | $3,063 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.