|
At the end of a quiet, town-maintained dead-end road, where the neighbors are few and the trees do most of the talking, sits a classic 1971 split-level ranch that has clearly been loved by generations who liked to build things and fix things and sit outside in the evening watching the light change over the pond. The house itself is designed for ease — 1, 152 square feet, three bedrooms, a bath and a half — but the land tells a bigger story: 6. 86 acres spread across three parcels, private and rural, with mature plantings that speak to simple gardening — the kind that only takes a weekend. The gravel road extension of Hulbert Hill Rd frames the boundary of the acreage and serves as a spectacular private walking trail. Inside, the classic 70s rooms are finished in sheetrock and paneling, and period carpets. A central gas-log stove sits ready for the kind of heating supplement that Catskills winters reward, backed up by baseboard electric and a new propane forced-air system. The kitchen is straightforward and complete: dishwasher, electric oven and cooktop, refrigerator, with washer and dryer close at hand. Downstairs, laundry and a potential media room, as well as a dual-bay workshop with benches and storage, wait for their next owner — the kind of space a mechanic, woodworker, or serious hobbyist dreams about, and rarely finds already built. Outside, a three-bay detached garage with storage above adds still more room to work, store, or tinker. New wood decking gives a place to take it all in when you're done for the day. This property is for someone who wants privacy without isolation, land without a landscaping bill, and a workshop that means business — all within the Sidney Central School District, on a road where very little happens except the seasons changing.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $148 | $148 | $148 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,434 | $1,490 | $1,960 |
| Total Monthly Payment | $1,657 | $1,713 | $2,183 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.