20503 Black Tree LN, Estero, FL, 33928 | $624,900

VERY LOW HOA FEES! 4 BEDROOMS, 3 BATHS, RARE THREE-CAR INSULATED GARAGE, OVERSIZED LOT WITH ROOM FOR A POOL & EXTENSIVE HURRICANE PROTECTION! This immaculate, beautifully upgraded Southwest Florida home delivers the space, storage, protection, and lifestyle today's buyers are searching for.
Situated on an expansive oversized homesite, this pristine residence features accordion hurricane shutters, an electric hurricane screen on the extended lanai, a newer HVAC system, newer hot water heater, whole-house water filtration system, and numerous thoughtful upgrades throughout.
Inside, you'll find a spacious, beautifully appointed interior featuring a large kitchen with designer granite countertops, crown molding throughout, custom window treatments, plantation shutters, a Phantom screen door, newer carpeting, and newer refrigerator and dishwasher. The luxurious primary bath is enhanced by a sleek frameless glass shower.
The rare three-car garage provides exceptional storage and features newly finished garage flooring, while the extended lanai creates the perfect setting for morning coffee, sunset cocktails, entertaining, and enjoying Florida's year-round indoor-outdoor lifestyle.
With very low HOA fees, four bedrooms, three full baths, a coveted three-car garage, extensive hurricane protection, impressive upgrades, and plenty of room to create your own private pool oasis, this exceptional move-in-ready home is a rare opportunity you won't want to miss!

Features

  • Amenities: Basketball,Clubhouse,Community Pool,Community Room,Community Spa/Hot Tub,Exercise Room,Pickleball,Play Area,Sidewalk,Streetlight,Tennis Court
  • Bedrooms: 4
  • Baths: 3 full
  • Style: 1 Story/Ranch
  • Development: PRESERVE AT CORKSCREW
  • Year Built: 2014
  • Garage: 3-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,271
  • Acreage: 0.27
  • Est. Taxes: $7,417
  • HOA Fee: $810 Quarterly
  • Lot Desc: Corner,Irregular Shape,Oversize
  • View: Lake,Landscaped Area,Pond,Water
  • Community Type: Gated,Tennis
  • Pet Policy: With Approval
  • MLS#: 226025537
  • Website: https://www.raveis.com
    /prop/226025537/20503blacktreeln_estero_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of COMPASS FLORIDA LLC

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20503 Black Tree LN, Estero, FL, 33928

$624,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $499,920 $499,920 $499,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $618 $618 $618
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,038 $3,157 $4,151
Total Monthly Payment $3,748 $3,867 $4,861

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.