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Welcome to coastal living at Ocean Palm Villas South in beautiful Flagler Beach! Perfectly positioned to capture stunning Intracoastal Waterway views, this maintenance-free villa offers an incredible opportunity to enjoy the relaxed Florida lifestyle. Whether you're searching for a full-time residence, seasonal retreat, or investment in one of Flagler Beach's most desirable waterfront communities, this property is full of potential.
Inside, you'll find a spacious and functional floor plan with abundant natural light and endless possibilities. The attached garage provides convenience and additional storage, while the home's new roof (12/2025) and Garrison flood control system offers added protection and peace of mind.
Imagine starting each morning with coffee overlooking the daily boat parade, dolphins, and manatee of the Intracoastal Waterway and ending your evenings watching spectacular sunsets or relaxing after a day at the beach. It's a setting that simply can't be replicated.
Ocean Palm Villas residents enjoy access to a private community kayak launch, making it easy to explore the Intracoastal Waterway right from the neighborhood. Cool off in the sparkling community pool and check out the tennis courts currently being renovated to include a pickle ball set up.
Just minutes from the beach, local restaurants, boutique shopping, and everything Flagler Beach has to offer, you'll quickly discover why this charming seaside town is often described as "lost in time. " With golf cart-friendly streets, dog-friendly beaches, waterfront parks, and a welcoming small-town atmosphere, Flagler Beach is more than a destination—it's a lifestyle.
Square footage received from tax rolls. All information intended to be accurate but cannot be guaranteed.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$210,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $168,000 | $168,000 | $168,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $226 | $226 | $226 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,021 | $1,061 | $1,395 |
| Total Monthly Payment | $1,322 | $1,362 | $1,696 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.