4596 Arboretum CIR, Naples, FL, 34112 | $539,000

One or more photo(s) has been virtually staged, AI generated or rendered. Exceptional opportunity to enjoy the Naples lifestyle in the sought-after Arboretum community. Located in the heart of the flourishing Bayshore Arts District, this residence places you just moments from downtown Naples and Fifth Avenue South, with Celebration Park, the Naples Bay public boat launch, the USOP National Pickleball Center, Naples Botanical Garden, waterfront restaurants, breweries, galleries, and shopping all within easy reach. Adding to the appeal are the advantages of new construction and remarkably low HOA fees, along with a builder incentive offering up to 4% of the purchase price toward buyer closing costs.
Set on the second floor, the thoughtfully designed Seabright floor plan features two bedrooms, two baths, a one-car garage, and a screened lanai overlooking tranquil lake views. The open-concept living space is filled with natural light and enhanced by wood-look tile flooring and refined finishes throughout. At the heart of the home, the chef-inspired kitchen showcases 42" Timberlake Wood upper cabinetry, granite counters with eased edge, built-in wall oven and microwave, an electric cooktop with a stainless vent hood, and an oversized island with seating, ideal for gathering with family and friends.
The serene owner’s suite enjoys peaceful water views and offers a spa-like bath with dual vanities, a fully tiled walk-in shower, and a generous walk-in closet. A private screened lanai overlooking the lake is the perfect setting for morning coffee or spectacular sunset views thanks to the home’s desirable western exposure.
Whether you are seeking a year-round residence, a seasonal escape, or an easy-to-maintain Naples getaway, this beautifully appointed home delivers outstanding value in one of the city’s most exciting and up-and-coming neighborhoods. Design services included, making furnishings, as shown, easy for the Buyer to implement.

Features

  • Building Design: Low Rise (1-3)
  • Parking: Driveway Paved
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 2
  • Amenities: BBQ - Picnic,Cabana,Clubhouse,Community Pool,Community Room,Community Spa/Hot Tub,Exercise Room,Sidewalk,Streetlight
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: ARBORETUM
  • Development: ARBORETUM
  • Year Built: 2025
  • Approx Sq. Feet: 1,480
  • Est. Taxes: $830
  • Master HOA Fee: $654
  • Lot Desc: Zero Lot Line
  • View: Lake,Water
  • Community Type: Gated
  • Water Front: Yes
  • Elem. School: AVALON
  • Middle School: GULFVIEW
  • High School: NAPLES
  • Pet Policy: With Approval
  • MLS#: 226025671
  • Website: https://www.raveis.com
    /prop/226025671/4596arboretumcir_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of KW Elevate Luxury

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4596 Arboretum CIR, Naples, FL, 34112

$539,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $431,200 $431,200 $431,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $69 $69 $69
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,620 $2,723 $3,581
Total Monthly Payment $2,781 $2,884 $3,742

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.