12 Governors Terrace, Lancaster, NH, 03584 | $299,900

This charming 3 bedroom, 2 bathroom home offers the perfect blend of timeless character and thoughtful modern updates. The first floor features a bright, open concept design with a spacious kitchen, dining area and living room, creating an inviting space for everyday living and entertaining. A centrally located wood stove adds warmth and ambiance while serving as an efficient heat source. The first floor also includes an enclosed three season porch overlooking the backyard, as well as a convenient three quarter bathroom with laundry.  Upstairs, you'll find three comfortable bedrooms and a full bathroom. Wood flooring extends throughout much of the home, while the updated kitchen and bathrooms provide modern style and functionality.  Situated on a generously sized in-town lot, the property offers abundant yard space, ample parking, established perennial gardens and a backyard fire pit, perfect for relaxing or gathering with family and friends. From the front of the home, enjoy pleasant mountain views that add to the property's appeal. Conveniently located less than a half mile from Main Street, you'll enjoy easy access to local shops, restaurants and other in-town amenities.  With its inviting floor plan, thoughtful updates and desirable location, this home offers the ideal combination of comfort, convenience and classic New England charm.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full / 1 three-quarter
  • Style: New Englander
  • Year Built: 1925
  • Heating: Oil,Baseboard,Hot Water,Wood Stove
  • Cooling: None
  • Basement: Concrete Floor,Dirt,Full,Interior Stairs,Unfinished,Interior Access,Exterior Access
  • Approx Sq. Feet: 1,579
  • Acreage: 0.4
  • Est. Taxes: $4,977
  • Lot Desc: Landscaped,Level,Mountain View,Open,Sloping,In Town,Neighborhood
  • Elem. School: Lancaster Elementary School
  • Middle School: Lancaster Elementary
  • High School: White Mountain Regional HS
  • School District: Coos/Lancaster SAU 36
  • MLS#: 5098299
  • Website: https://www.raveis.com
    /prop/5098299/12governorsterrace_lancaster_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/11/2026
Listing courtesy of Coldwell Banker LIFESTYLES- Littleton   Phone: 603-444-6737
Listing Agent: Arlie Vandenbroek

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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12 Governors Terrace, Lancaster, NH, 03584

$299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,920 $239,920 $239,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $415 $415 $415
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,458 $1,515 $1,992
Total Monthly Payment $1,948 $2,005 $2,482

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.