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401 DEMPSEY ROAD, Palm Harbor, FL, 34683 | $495,000
This large corner lot in the coastal golf cart community of Ozona, is just a one-minute walk to Ozona Elementary and the Pinellas trail. Also zoned for A rated Palm Harbor Middle and Palm Harbor University High School, this sought after location offers a wide variety of options for local dining and entertainment. You can park your car and drive your golf cart to hear local music or have dinner with the family. The owners favorite feature is how much distance she has from the neighboring homes. The large pavered driveway can house 4-6 vehicles, and the large double gate on the lime street side allows access for boat or RV parking. This home was fully renovated down to the studs in 2019 / 2020 with a brand-new roof, HVAC, hot water heater, electrical, plumbing and all new interior finishes. The owner chose to have the foundation fully renovated to ensure long term stability and peace of mind. The transferable 25-year warranty still has 20 years left and comes with the purchase. A newer high end metal shed is included in the sale of the home where you can store your bikes, kayaks or riding mower. The properties across the street to the east and south are both flood zone x making this the perfect location for safety during storms. Not a drop of water from the hurricanes came anywhere near this property or the surrounding streets. Won’t last long so don't wait to see this little gem before it is snatched up.
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 73 x 100
- Laundry: Inside
- Year Built: 1923
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,208
- Acreage: 0.17
- Lot Size: 73 x 100
- Est. Taxes: $4,362
- Elem. School: Ozona Elementary-PN
- Middle School: Palm Harbor Middle-PN
- High School: Palm Harbor Univ High-PN
- Pet Policy: Yes
- Appliances: Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
- MLS#: TB8527057
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/TB8527057/401dempseyroad_palmharbor_fl?source=qrflyer
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL Phone: 727-493-1555
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
401 DEMPSEY ROAD, Palm Harbor, FL, 34683
$495,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.697% | 6.650% | 5.992% |
| Monthly Tax Payment | $364 | $364 | $364 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,406 | $2,503 | $3,288 |
| Total Monthly Payment | $2,845 | $2,942 | $3,727 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388