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This TURN-KEY original owner home glows with happy memories, but, it's ready for new owners to add personal tastes and start making memories of their own !! The Chestnut Model is a favorite for it's open floorplan and split bedroom layout that offers privacy for both owners and guests. The Kitchen is the central hub, with oak cabinets, stainless appliances and a large center island that is ideal for creating culinary delights and entertaining friends. This home also has an office to help you stay organized and an enclosed lanai that is bright and sunny for hobbies, reading or just enjoying the beautiful blue sky, birds and butterflies !! Concrete curbing and rock around the home keep it neat and easy to maintain so you can spend more time goofing off or relaxing on your front porch waving at the neighbors that are out and about enjoying the delightful Florida weather. ROOF 2019, HVAC 2015, WATER HEATER 2019. SPRUCE CREEK PRESERVE is an active 55+ fun friendly gated golf community nestled into 4000 acres of Nature Preserve offering a peaceful atmosphere that's hard to come by these days. Pool, hot tub, pickleball, tennis, shuffleboard, bocce ball, fitness center, water aerobics, yoga, exercise classes, billiards, cards, games, crafts, chair volleyball, Bingo, Bunco, potluck dinners, dances, social and travel groups. Drive your golf cart to the course. Less then 4 miles to groceries, restaurants, shopping, banking, doctors, hospital and miles of hiking and biking nature trails. Close to Rainbow River, K-P Hole, World Equestrian Center. North Central location is ideal for day trips all across the state. Close to cruising ports and 3 major airports. HOUSE IS BEING SOLD FULLY FURNISHED BUT CAN BE BE EMPTIED OUT IF BUYER PREFERS.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$214,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $171,200 | $171,200 | $171,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $131 | $131 | $131 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,040 | $1,081 | $1,422 |
| Total Monthly Payment | $1,246 | $1,287 | $1,628 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.