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Discover this updated 3-bedroom, 2-bathroom home in Clearwater offering 1, 368 square feet of living space on a . 18-acre lot. With no HOA, a split floor plan, a primary suite with an en-suite bathroom, a 2-car garage, a fenced backyard, a roof replaced in 2025, and the added benefit of not being located in a mandatory flood zone, this home offers a combination of thoughtful updates and everyday functionality.
Inside, tile flooring extends through the main living areas, while two bedrooms feature new carpeting installed in 2026. The split-bedroom layout provides added privacy by separating the primary suite from the secondary bedrooms, creating a functional floor plan for everyday living. Fresh interior paint completed in 2026 gives the home a clean, updated feel.
Recent improvements include replacement windows installed in 2021, a new roof in 2025, exterior paint completed in 2025, a new Homeline electrical panel installed in 2026, and new carpeting in two bedrooms in 2026. With many of the home's major components already updated, the next owner can focus less on immediate projects and more on making the home their own.
Outside, the fenced backyard offers space for entertaining, gardening, pets, or simply relaxing, while the attached 2-car garage provides additional parking and storage. The . 18-acre lot offers room to enjoy outdoor living with manageable upkeep.
Located in Clearwater, this home provides convenient access to shopping, dining, parks, major roadways, airports, and the Gulf Coast beaches. Combining recent improvements with a practical layout and a convenient location, this property is ready for its next owner.
Property highlights: 3 bedrooms, 2 bathrooms, 1, 368 square feet, . 18-acre lot, split floor plan, primary suite with en-suite bathroom, tile flooring, new carpeting in two bedrooms (2026), replacement windows (2021), roof (2025), exterior paint (2025), interior paint (2026), Homeline electrical panel (2026), fenced backyard, attached 2-car garage, no HOA, and not located in a mandatory flood zone.
Room sizes are approximate. Buyer to verify all measurements and information deemed important to their purchase decision.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,200 | $279,200 | $279,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $90 | $90 | $90 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,696 | $1,763 | $2,319 |
| Total Monthly Payment | $1,861 | $1,928 | $2,484 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.