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Welcome to your new home in the highly sought-after gated community of Heritage Oak Park! Surrounded by native oak trees and winding streets, this neighborhood offers a peaceful, country-like atmosphere while still being just minutes from shopping, dining, medical facilities, and beautiful Gulf beaches. This meticulously maintained & thoughtfully upgraded villa reflects true pride of ownership. It sits on a fantastic private lot backing up to a short, low traffic cul-de-sac street and in the center of the park-an exceptionally quiet location. This popular "A" Villa features an open, light-filled floorplan w/1364 sq. ft. under air, 9'4" volume ceilings, 2 bedrooms, a den/bonus room, 2 full baths, a spacious 2 car garage and an inviting year-round Florida room. Interior features & upgrades include enclosed tiled screened front porch w/new storm door and new Florida screen, new entrance door w/hurricane shutters, luxury vinyl floors thru-out entire villa except tile in both baths, ceiling fans thru-out (new in 2025 great room, kitchen, & both bedrooms) & window treatments thru-out inc. new verticals on the sliders, granite kitchen countertops w/under-mount sink, newer cabinet doors, upgraded LG black stainless appliance package, brand new disposal, & 3 drop down pendulum lights, spacious primary bedroom w/2 walk in closets and ensuite bath w/newer walk in shower & glass door. granite countertop w/dual undercounter sinks, & pendulum lighting, French doors leading to the den/bonus room, split bedroom layout, 2nd bath has tub/shower, granite counters & under counter sink, new plumbing fixture, & pendulum lighting, laundry room w/new top of the line LG full size washer & dryer, & garage with laundry tub, pull down staircase, & electric garage screens for ventilation. Additional features & updates inc. enclosed lanai w/tile floor for year-round enjoyment, new windows & hurricane shutters, new roof in 2017, fresh interior paint within last few years, new smoke detectors, new water heater in 2023. humidistat, whole house surge protector, &
additional R44 insulation in attic & more! Truly move in ready & beautifully maintained. Heritage Oak Park is a pet-friendly, active gated community where golf carts are welcome. An active on-site activity's director coordinates a full calendar of events. Amenities inc. a large clubhouse, heated pool, tennis courts, pickle ball, bocce ball, shuffleboard, horseshoes, lending library & billiard's room. All of this in a community not located in a flood zone.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.640% | 5.952% |
| Monthly Tax Payment | $361 | $361 | $361 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,437 | $1,515 | $1,992 |
| Total Monthly Payment | $1,873 | $1,951 | $2,428 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.