12326 WINDING WOODS WAY, Bradenton, FL, 34202 | $525,000

RARE FIND! Over $120, 000 in RECENT UPGRADES, this Bruce Williams-built 3-bedroom, 2-bath HEATED POOL HOME offers quality construction, modern finishes, and a PRIME LOCATION on a quiet cul-de-sac in the established Summerfield Village of Lakewood Ranch. Situated on an oversized, FULLY FENCED homesite with peaceful POND VIEW, this home has been COMPLETELY RENOVATED, allowing buyers to move in without the expense or hassle of major projects.
The OPEN FLOOR PLAN fills the home with natural light and features CERAMIC TILE FLOORING, NO CARPET, CROWN MOLDING, and INTERIOR SHUTTERS throughout the home. The open kitchen showcases STAINLESS STEEL APPLIANCES, GAS STOVE, solid wood countertops and large island with bar seating. Both bathrooms have been completely renovated with updated fixtures, finishes and marbled tile.
The screened in HEATED POOL and screened in lanai overlook the pond, creating a private outdoor space for relaxing or entertaining. Additional exterior features include an awning, decorative driveway, front entry walkway, Southern-style front porch, and beautifully maintained landscaping that adds to the home's curb appeal.
UPGRADES: NEW heated pool (2023), NEW pool cage (2024), NEW flooring (2022), FULLY renovated bathrooms (2022), New fireplace stone wall (2022) epoxy garage floor (2022), A/C (2019), ROOF (2017), and a Rinnai TANKLESS water heater.
Just a short bike ride away, Summerfield Park offers three playgrounds, a rock-climbing wall, tennis and pickleball courts, basketball courts, baseball and soccer fields, jogging trails, and open green space. Residents also enjoy nearby Heron's Nest Nature Park, Greenbrook Adventure Park, and miles of walking and biking trails throughout Lakewood Ranch. Located within the highly rated McNeal Elementary, Nolan Middle, and Lakewood Ranch High School districts, the home is also minutes from Main Street Lakewood Ranch, Waterside Place, UTC Mall, shopping, dining, medical facilities, and I-75. The HOA is only $102 annually, and because the home is located in an X flood zone, flood insurance is not required by most mortgage lenders.

Features

  • Amenities: Park, Tennis Court(s)
  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Style: Bungalow
  • Year Built: 1998
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,606
  • Acreage: 0.2
  • Est. Taxes: $1,614
  • HOA Fee: $102 Annually
  • Lot Desc: Cul-De-Sac, Landscaped, Near Golf Course, Sidewalk
  • View: Pool, Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: McNeal Elementary
  • Middle School: Nolan Middle
  • High School: Lakewood Ranch High
  • Pool: Heated, In Ground, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
  • MLS#: TB8523839
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8523839/12326windingwoodsway_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/11/2026 2:39:47 AM)
Listing courtesy of KELLER WILLIAMS SOUTH SHORE   Phone: 813-641-8300

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12326 WINDING WOODS WAY, Bradenton, FL, 34202

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $135 $135 $135
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,552 $2,652 $3,488
Total Monthly Payment $2,778 $2,878 $3,714

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.