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Welcome to this beautifully updated Palm Harbor home offering an impressive combination of space, style, flexibility, and value! Featuring 3 bedrooms, 2 bathrooms, block construction, a NEW ROOF (2021), and no flood insurance required, this home has been thoughtfully improved and shows beautifully throughout. From the moment you step inside, it’s clear this is not your average home at this price point.
Stylish wood-look luxury vinyl flooring flows throughout the home (2024), complemented by fresh interior paint (2024) and crown molding in the main living area. The kitchen was renovated in 2023 and features a new range, stainless steel hood, Bosch dishwasher (2021), granite countertops, and a spacious island with comfortable seating for four. LED recessed lighting throughout the great room, kitchen, flex room, and office can be conveniently controlled by app.
The primary bathroom was tastefully updated in 2022, while the guest bathroom was updated in 2019. Most windows have been replaced with quality double-pane insulated glass, adding to the home’s comfort and efficiency.
One of the standout features is the abundance of additional living and flex space. The former 2-car garage has been converted into a spacious bonus room, private office, dedicated laundry room, and multiple storage closets — all served by central A/C. The former screened lanai has also been transformed into fully conditioned space with A/C added in 2024, creating even more room to relax, entertain, work from home, or customize to fit your needs.
Outside, enjoy a private fenced backyard with mature landscaping, deck space, and a peaceful “secret garden” feel. A nicely sized storage shed along the side of the home provides additional space for tools, lawn equipment, bikes, beach gear, and more. A front fence with double-gate access was added in 2022.
Located in the highly sought-after school zones for Palm Harbor University High, Palm Harbor Middle, and Ozona Elementary, and just minutes from vibrant downtown Palm Harbor, local restaurants, breweries, shopping, parks, medical facilities, marinas, and the Pinellas Trail. Enjoy nearby kayak access at Pop Stansell Park, boating from Sutherland Boat Ramp, and easy access to some of the area’s most beautiful Gulf beaches.
With its extensive updates, flexible living spaces, beautiful presentation, and outstanding Palm Harbor location, this home offers a tremendous opportunity at an exceptional value. Schedule your showing and see for yourself!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $548 | $548 | $548 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,426 | $2,521 | $3,315 |
| Total Monthly Payment | $3,049 | $3,144 | $3,938 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.