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Welcome to 1639 Empire Street, Elmont-a charming Tudor/Cape-style home offering timeless character, comfortable living, and exceptional space in a desirable residential neighborhood. Step inside to find beautiful hardwood floors that add warmth and character throughout the home. The inviting formal living room provides the perfect setting for relaxing or entertaining guests with a wood burning fireplace, while the formal dining room is ideal for dinners and special occasions. This well-maintained home features four generously sized bedrooms, offering flexibility for guests, or a home office. New heating system too. The finished basement with a seperate outside entrance provides valuable additional living space, perfect for a recreational room, home gym, office, or extended living possibilities. Outside, enjoy a private backyard with plenty of room for entertaining, gardening, or relaxing. A one-car detached garage adds convenience and additional storage. Ideally located near shopping, restaurants, parks, schools, public transportation, major roadways, and the UBS Arena. With easy access to LIRR, commuting to Manhattan and much more don't miss this wonderful opportunity to make this exceptional home your own!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.952% |
| Monthly Tax Payment | $736 | $736 | $736 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,398 | $3,531 | $4,644 |
| Total Monthly Payment | $4,226 | $4,359 | $5,472 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.