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Calling all first-time buyers, roommates, downsizers, and investors! Welcome to affordable, maintenance-free, amenity-rich living in the heart of St Johns County! This meticulously maintained 2023 lake-front townhome offers an open concept floorplan, spacious kitchen, indoor laundry, a half bath downstairs for guests, and 2 owners suites upstairs, each with a private ensuite bath and walk-in closet. Whether it's time to own instead of rent, move into something with less maintenance, or add to your investment portfolio, this one checks so many boxes. And for qualified VA buyers, there is a 4. 99% assumable mortgage in place, with no money down.
From the welcoming palmettos and coastal vibes in front, to the seemingly endless lake views in back, this home is the picture of Florida living, without the worry of lawncare and exterior maintenance - it's all done for you. Positioned just a few steps from the resort-like pool, clubhouse, and gym, every day will feel like a vacation. Inside, the inviting entryway welcomes you in, leading you to the open kitchen, dining, and living area. The spacious kitchen is light and bright, featuring white shaker soft-close cabinets, granite countertops, stainless steel appliances, large pantry, breakfast bar, and plenty of room for a free-standing island or café table. Laundry is conveniently located just off the kitchen with additional storage as well. Beyond the kitchen is the expansive great room offering views of the lake and slider leading to the relaxing patio. A convenient half bath rounds out the first floor.
Upstairs are two spacious bedrooms, each with a private en-suite bathroom and generous walk-in closet. The largest of the two suites offers serene lake views and plenty of room for a seating area or workspace. A conveniently placed linen closet completes the second floor.
This nearly new home, maintained impeccably, is priced below any other available home in this community, and we do not expect it to last long. Don't miss this opportunity for affordable living in St Johns County, with an easy commute to Jacksonville and access to A-rated schools, resort-like amenities, and maintenance-free living. Schedule your private showing today before this one gets away!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $368 | $368 | $368 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,215 | $1,263 | $1,661 |
| Total Monthly Payment | $1,658 | $1,706 | $2,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.