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Welcome to 20 Pine Mountain Road, where 3, 668 square feet of living space, five bedrooms, three full baths, and 3. 01 private acres come together in one of Ridgefield's most desirable settings. This expanded raised ranch offers a versatile floor plan designed for today's lifestyle. The main level features hardwood floors, generous living and entertaining spaces, an updated kitchen with granite countertops and stainless steel appliances, plus a spacious family room with vaulted ceilings and oversized windows that fill the home with natural light. Two fireplaces add warmth and character, while the formal dining room and expansive living room provide the perfect setting for gatherings both large and small. The finished walkout lower level offers exceptional flexibility with in law potential, making it ideal for extended family, guests, a home office, recreation room, or fitness space. Enjoy the peaceful wooded setting from the deck or patio overlooking the private backyard. Thoughtfully expanded, this home offers the space, flexibility, and privacy buyers are searching for, just minutes from Ridgefield's vibrant downtown, shopping, dining, parks, and top rated schools.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Bedroom 3 | Engineered Wood Floor | Lower |
| Bedroom 4 | Engineered Wood Floor | Lower |
| Dining Room | French Doors,Hardwood Floor | Main |
| Eat-In Kitchen | Ceiling Fan,Granite Counters,Dining Area,Hardwood Floor | Main |
| Family Room | Vaulted Ceiling,Hardwood Floor | Main |
| Living Room | Fireplace,Hardwood Floor,Parquet Floor | Main |
| Living Room | Lower | |
| Office | Lower | |
| Primary Bedroom | Hardwood Floor | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$985,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $788,000 | $788,000 | $788,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.223% | 6.058% |
| Monthly Tax Payment | $1,128 | $1,128 | $1,128 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,413 | $4,788 | $6,596 |
| Total Monthly Payment | $5,633 | $6,008 | $7,816 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.