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Welcome to 4149 Madison St in EMERSON PARK at Ave Maria — a beautifully maintained 4 BR/2BA home offering 1, 956 SQFT of comfortable living space, a 2-CAR GARAGE, and a PRIME LOCATION ACROSS FROM GREEN SPACE WITH MATURE SHADE TREES. 4 bedroom homes in this price range are RARELY AVAILABLE, making this an EXCEPTIONAL OPPORTUNITY.
Inside, the home offers a spacious and functional layout with PLENTY OF ROOM FOR A VERY LARGE DINING TABLE, a GENEROUS LIVING ROOM well suited for entertaining and everyday living, and an EXPANSIVE KITCHEN designed with ample workspace, storage, and convenience for those who enjoy cooking and gathering at home.
The home has been thoughtfully updated with ALL NEW LIGHT FIXTURES and 8 CEILING FANS. The kitchen has been refreshed with PAINTED BLACK CABINETRY, ELEGANT GOLD HARDWARE, and a FULL SUITE OF UPDATED APPLIANCES, including a new stove and dryer installed in June 2026, washer from 2026, microwave from 2023, A/C from 2022, refrigerator and dishwasher from 2020, and water heater from 2019.
The entire home is TILED THROUGHOUT, offering easy maintenance and a cohesive look. The garage has become an extension of the living space with an INSULATED GARAGE DOOR, INSULATED GARAGE ATTIC, LIFESTYLE GARAGE SCREEN, CEILING FAN, and GENERATOR HOOKUP, creating a comfortable hangout area year-round. Outside, you'll appreciate the ENLARGED PAVER DRIVEWAY and ADDITIONAL LANDSCAPING FOR ENHANCED PRIVACY.
Situated directly across from a BEAUTIFUL GREEN SPACE in Emerson Park, this home enjoys a peaceful setting while remaining close to PUBLIC AND PRIVATE SCHOOLS, AVE MARIA UNIVERSITY, and the VIBRANT TOWN CENTER with its shopping, dining, and year-round events.
Ave Maria is nationally recognized as a BLUE ZONE® and one of the TOP MASTER-PLANNED COMMUNITIES IN THE UNITED STATES, offering parks, walking and biking trails, the Water Park, basketball, soccer, tennis, pickleball, bocce, and much more.
Ave Maria: where community meets paradise.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$409,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $327,200 | $327,200 | $327,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.697% | 6.650% | 5.992% |
| Monthly Tax Payment | $366 | $366 | $366 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,988 | $2,068 | $2,717 |
| Total Monthly Payment | $2,429 | $2,509 | $3,158 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.