4149 Madison ST, Ave Maria, FL, 34142 | $409,000

Welcome to 4149 Madison St in EMERSON PARK at Ave Maria — a beautifully maintained 4 BR/2BA home offering 1, 956 SQFT of comfortable living space, a 2-CAR GARAGE, and a PRIME LOCATION ACROSS FROM GREEN SPACE WITH MATURE SHADE TREES. 4 bedroom homes in this price range are RARELY AVAILABLE, making this an EXCEPTIONAL OPPORTUNITY.
Inside, the home offers a spacious and functional layout with PLENTY OF ROOM FOR A VERY LARGE DINING TABLE, a GENEROUS LIVING ROOM well suited for entertaining and everyday living, and an EXPANSIVE KITCHEN designed with ample workspace, storage, and convenience for those who enjoy cooking and gathering at home.
The home has been thoughtfully updated with ALL NEW LIGHT FIXTURES and 8 CEILING FANS. The kitchen has been refreshed with PAINTED BLACK CABINETRY, ELEGANT GOLD HARDWARE, and a FULL SUITE OF UPDATED APPLIANCES, including a new stove and dryer installed in June 2026, washer from 2026, microwave from 2023, A/C from 2022, refrigerator and dishwasher from 2020, and water heater from 2019.
The entire home is TILED THROUGHOUT, offering easy maintenance and a cohesive look. The garage has become an extension of the living space with an INSULATED GARAGE DOOR, INSULATED GARAGE ATTIC, LIFESTYLE GARAGE SCREEN, CEILING FAN, and GENERATOR HOOKUP, creating a comfortable hangout area year-round. Outside, you'll appreciate the ENLARGED PAVER DRIVEWAY and ADDITIONAL LANDSCAPING FOR ENHANCED PRIVACY.
Situated directly across from a BEAUTIFUL GREEN SPACE in Emerson Park, this home enjoys a peaceful setting while remaining close to PUBLIC AND PRIVATE SCHOOLS, AVE MARIA UNIVERSITY, and the VIBRANT TOWN CENTER with its shopping, dining, and year-round events.
Ave Maria is nationally recognized as a BLUE ZONE® and one of the TOP MASTER-PLANNED COMMUNITIES IN THE UNITED STATES, offering parks, walking and biking trails, the Water Park, basketball, soccer, tennis, pickleball, bocce, and much more.
Ave Maria: where community meets paradise.

Features

  • Amenities: Basketball,Bocce Court,Community Park,Community Pool,Community Room,Community Spa/Hot Tub,Dog Park,Exercise Room,Golf Course,Internet Access,Lap Pool,Library,Pickleball,Play Area,Putting Green,Restaurant,Shopping,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Bedrooms: 4
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: AVE MARIA
  • Year Built: 2007
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,959
  • Acreage: 0.17
  • Est. Taxes: $4,388
  • HOA Fee: $345 Quarterly
  • Master HOA Fee: $203
  • Lot Desc: Corner,Regular
  • View: Landscaped Area
  • Community Type: Non-Gated
  • Elem. School: AVE MARIA ELEMENTARY SCHOOL
  • Middle School: CORKSCREW MIDDLE SCHOOL
  • High School: PALMETTO RIDGE HIGH SCHOOL
  • Pet Policy: No Approval Needed
  • MLS#: 226025653
  • Website: https://www.raveis.com
    /prop/226025653/4149madisonst_avemaria_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Realty One Group MVP

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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4149 Madison ST, Ave Maria, FL, 34142

$409,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,200 $327,200 $327,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.697% 6.650% 5.992%
Monthly Tax Payment $366 $366 $366
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,988 $2,068 $2,717
Total Monthly Payment $2,429 $2,509 $3,158

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.