1960 UNION STREET, #5, Clearwater, FL, 33763 | $159,900

Virtually Staged. Lovely First-Floor Condo in a Prime Clearwater/ Dunedin Location. This nicely maintained first-floor condo offers 2 spacious bedrooms, 2 full bathrooms, a dining area, and a comfortable family room. French doors open to an enclosed patio featuring an exterior door for convenient access to the outdoors. The primary suite includes a private bathroom with a walk-in shower and a large walk-in closet. The second bedroom is generously sized and located next to the guest bathroom, which features a tub/shower combination. Bedroom dimensions are approximately 12' x 14' and 10' x 12', and both rooms include ceiling fans. Additional features include a full-size indoor washer and dryer, a 10' x 10' dining area, abundant closet space, neutral décor throughout, and easy-care tile flooring—no carpet anywhere. Built with durable block construction and situated in an X flood zone, this home also offers outdoor water spigots and a small front courtyard area.
Assigned parking is conveniently located directly in front of the unit, with handicap parking nearby for added accessibility.
Residents enjoy a community pool and adjoining Oak Lake offers a dock with fishing along with an unbeatable central location just minutes from charming downtown Dunedin, Honeymoon Island, shopping, dining, and everyday conveniences. This move-in-ready condo combines comfort, convenience, and a fantastic location—perfect for year-round living or a seasonal retreat.

Features

  • Heating: Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Pool
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: None
  • Complex: OAK LAKE PARK CONDO
  • Year Built: 1976
  • Approx Sq. Feet: 893
  • Est. Taxes: $2,503
  • Condo Fee: $452 Monthly
  • Elem. School: Garrison-Jones Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Dunedin High-PN
  • Pet Policy: Dogs OK, Number Limit, Size Limit
  • Appliances: Disposal, Electric Water Heater, Range, Refrigerator
  • MLS#: TB8526137
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8526137/1960unionstreet_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/10/2026 9:40:08 AM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 727-781-3700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1960 UNION STREET, #5, Clearwater, FL, 33763

$159,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $127,920 $127,920 $127,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.650% 5.972%
Monthly Tax Payment $209 $209 $209
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $777 $809 $1,062
Total Monthly Payment $1,061 $1,093 $1,346

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.