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Perfectly positioned on a cul-de-sac in the heart of Ormond Beach, this beautifully updated 4-bedroom, 2-bath home offers the ideal blend of coastal living, modern updates, and everyday comfort. Extensively rebuilt in 2013, this home combines the character of an established neighborhood with the confidence of many updated structural and interior components. Enjoy added peace of mind with a new A/C system installed in 2020 and a new roof completed at the end of 2022. Inside, soaring vaulted ceilings, recessed lighting, beautiful new flooring, and plantation shutters create a bright, inviting atmosphere. The thoughtfully designed kitchen features granite countertops, wood cabinetry with crown molding, a breakfast bar, and brand-new appliances with a manufacturer warranty available for the new owner to register.
Designed for everyday living, the home also offers an indoor laundry room, a spacious two-car garage with a built-in workbench, and a dedicated generator hookup at the electrical panel. Step outside to a fully fenced backyard with an irrigation system and storage shed—perfect for entertaining, pets, gardening, or enjoying the coastal breeze year-round. With city water and sewer, no HOA, and a location just minutes from beautiful Atlantic beaches, scenic parks, historic downtown Ormond Beach, shopping, dining, and some of the area's most sought-after public schools, this move-in-ready home offers the very best of the Florida lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $472 | $472 | $472 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,939 | $2,015 | $2,651 |
| Total Monthly Payment | $2,486 | $2,562 | $3,198 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.