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Nestled near Rainbow and Fox Hill Lake, this charming hi-ranch combines warmth, character, and modern updates in a picturesque Ridgefield setting. Vaulted ceilings, abundant natural light, and an open-concept layout create a bright and inviting atmosphere throughout the home. The welcoming living room, centered around a cozy wood-burning fireplace, flows seamlessly into the dining area and updated kitchen, making everyday living and entertaining effortless. A secluded upper deck offers the perfect spot to enjoy your morning coffee while taking in peaceful surroundings and seasonal lake views. The main level also features three comfortable bedrooms and a beautifully appointed full bath. Downstairs, the expansive lower level provides a versatile family room and recreation/entertainment space, complete with a second full bath and generous storage. Walk-out access to an additional deck overlooking the backyard creates even more opportunities for outdoor relaxation and gatherings. Beautifully finished hardwood floors span both levels, enhancing the home's warm, airy feel and timeless appeal. Residents have the option to join both the Rainbow Lake and Fox Hill Lake associations, which offer private beach access, as well as kayak and canoe storage for enjoying the area's natural beauty. Ideally located in highly desirable Ridgefield, this home provides access to award-winning schools, a vibrant arts and cultural community, scenic parks, and an extensive network of hiking trails.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Dining Room | Vaulted Ceiling,Balcony/Deck,Beams,Sliders,Hardwood Floor | Main |
| Family Room | Balcony/Deck,Hardwood Floor | Lower |
| Full Bath | Main | |
| Full Bath | Lower | |
| Kitchen | Vaulted Ceiling,Corian Counters | Main |
| Living Room | Vaulted Ceiling,Beams,Ceiling Fan,Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Main |
| Rec/Play Room | Hardwood Floor | Lower |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $536,000 | $536,000 | $536,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $730 | $730 | $730 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,257 | $3,384 | $4,451 |
| Total Monthly Payment | $4,079 | $4,206 | $5,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.