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STOP THE CAR! An updated, move-in ready home just minutes from the Gulf beaches, with NO HOA, X FLOOD ZONE, and SHORT-TERM RENTALS ALLOWED?? Yes, they still exist. . . & this one is absolutely stunning! From the moment you step inside, you'll fall in love with the stunning, fully remodeled kitchen that serves as the heart of this beautiful home. Designed for both everyday living & entertaining, the open-concept layout seamlessly connects the kitchen (fully remodeled in 2017) to the living & dining areas. You'll find an abundance storage in the white shaker cabinetry along with gorgeous granite countertops, stainless steel appliances, updated lighting, & an oversized bar that provides ample seating for family & guests, creating the perfect space to gather. Whether you're searching for your next family home, a Florida vacation retreat, or an exceptional investment opportunity, this property checks all the boxes. Ideally located in unincorporated Pinellas County, and just up the road from our award-winning Gulf beaches, you'll enjoy all the benefits of coastal living with added flexibility. With NO HOA, NO MINIMUM RENTAL RESTRICTIONS, & NO FLOOD INSURANCE REQUIRED, this home offers advantages that are becoming increasingly difficult to find. The thoughtfully designed floor plan features a private primary suite tucked away at the back of the home, complete with its own updated bathroom for added privacy. Two additional generously sized bedrooms are situated at the front of the home and share a well-appointed hall bathroom, making the layout ideal for families, guests, or rental occupants alike. Major updates provide peace of mind for years to come, including a TRANE A/C SYSTEM INSTALLED IN MAY 2022, UPDATED ELECTRICAL PANEL (May 2017), & a NEW ROOF INSTALLED IN 2019 with a 10-YEAR WARRANTY. Step outside & enjoy your own private backyard retreat. The oversized screened lanai is perfect for relaxing with your morning coffee or entertaining year-round, while the additional outdoor patio & generously sized, fully fenced backyard offer endless possibilities for pets, play, gardening, or even adding a future pool. Conveniently located less than 5 minutes from world-famous Gulf beaches, minutes from shopping, dining, parks, golf courses, & endless entertainment, this home is perfectly suited as a primary residence, second home, long-term rental, or highly desirable vacation rental. With its unbeatable location, incredible updates, investor-friendly flexibility, and move-in-ready condition, this is a rare opportunity you won't want to miss.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $250 | $250 | $250 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,920 | $1,995 | $2,624 |
| Total Monthly Payment | $2,245 | $2,320 | $2,949 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.