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A delightful covered porch welcomes you to this beautiful 4-bed, 3. 1 bath home with in-law in a desirable neighborhood offering energy efficient natural gas, public sewer and water. Owners can choose their primary bedroom on the first or second floor! The eat in kitchen with newer stainless appliances, opens to a family room with gleaming hardwood floors, gas fireplace and a private deck. The spacious front to back living room has a wood burning fireplace, leading to the laundry room and then steps to the main floor in-law with ensuite bath and a private deck. Upstairs is the second primary suite with walk in closet and it's own bath. A hall bath with tub serves two additional bedrooms. This property is ideally located at the end of the cul-de-sac, with spacious backyard, and lots of upgrades: New roof in 2021, Main Floor In-Law addition in 2004 with mini kitchen (sink, micro wave, mini fridge). Sought after neighborhood is convenient to schools, library, golf, grocers, Bradley Airport and I-91.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 12.0 x 12.0 | Upper |
| Bedroom 2 | Hardwood Floor | 10.8 x 11.3 | Upper |
| Dining Room | Hardwood Floor | 11.0 x 12.0 | Main |
| Family Room | Gas Log Fireplace,Hardwood Floor | 13.6 x 18.0 | Main |
| Kitchen | Eating Space,Tile Floor | 11.5 x 13.5 | Main |
| Living Room | Fireplace,Hardwood Floor | 12.6 x 23.0 | Main |
| Primary Bedroom | Bedroom Suite,Stall Shower,Hardwood Floor | 12.3 x 17.6 | Upper |
| Primary BR Suite | Balcony/Deck,Bedroom Suite,Full Bath,Hardwood Floor | 16.0 x 23.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,760 | $479,760 | $479,760 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $682 | $682 | $682 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,915 | $3,029 | $3,984 |
| Total Monthly Payment | $3,689 | $3,803 | $4,758 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.