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Welcome to this beautifully updated Brandon home offering comfort, character, and exceptional flexibility, all with NO HOA or NO CDD fees!
The heart of the home is the chef-inspired kitchen, featuring a 5-burner gas stove with a built-in griddle, elegant stone countertops, modern cabinetry, and ample workspace. It is perfectly designed for everyday living, meal preparation, and entertaining. The spacious living room showcases impressive 13-foot vaulted ceilings, creating an open and airy atmosphere. The adjacent vaulted dining room features a charming gas fireplace, providing a warm and inviting focal point perfect for holiday gatherings, milestones, and memorable evenings with family and friends. Freshly painted inside and out, this home is entirely move-in ready. Capital improvements include a NEWER A/C system and an UPDATED water heater, offering added comfort and long-term peace of mind. A versatile bonus room with private exterior access offers endless possibilities as a home office, guest retreat, gym, hobby room, flex room, or studio space. Enjoy Florida living at its best on the large screened-in patio complete with decorative pavers—the perfect spot for relaxing, outdoor dining, or entertaining year-round. The fully fenced backyard also includes a wooden storage shed, providing plenty of extra room for tools, lawn equipment, and seasonal storage. This property also presents a fantastic opportunity for investors seeking a turnkey rental property or vacation home. Please note that two rooms have been virtually staged to showcase their design potential. Conveniently located near shopping, dining, parks, schools, and major commuter routes, this beautifully maintained Brandon home offers style, functionality, and freedom without the added expense or limitations of an HOA. Don’t miss the opportunity to make this exceptional property your next home or investment!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $256,000 | $256,000 | $256,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | $119 | $119 | $119 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,555 | $1,618 | $2,126 |
| Total Monthly Payment | $1,749 | $1,812 | $2,320 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.