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Virtually Staged. Step into the timeless charm of this beautifully renovated 1930s Florida cottage bungalow, where historic character meets thoughtful modern updates. From the moment you enter, you'll appreciate the inviting living space centered around a charming fireplace—a true rarity in Florida—paired with new recessed dimmable lighting, updated ceiling fans, and a warm, welcoming atmosphere. The completely refreshed kitchen features butcher block countertops, a large stainless steel sink, and tasteful finishes that complement the home's original character. The beautifully updated bathroom blends modern style with classic charm, while an additional light-filled bonus room surrounded by windows offers the perfect space for a home office, reading room, playroom, or creative studio. An interior laundry room conveniently located just off the kitchen means no trips through the garage on hot summer afternoons or rainy Florida days. Situated on an oversized 8, 000 sq. ft. lot, this property offers something exceptionally difficult to find: two detached garages. In addition to the one-car garage, the property features an oversized approximately 800 sq. ft. two-car garage complete with its own electric meter. Rare Value-Add Opportunity! One of the property's most exciting features is its LMDR zoning, which, combined with the oversized detached garage, presents outstanding potential for a future Accessory Dwelling Unit (ADU) conversion, subject to City of Clearwater approval and permitting. Whether you're envisioning future rental income, multigenerational living, a private guest suite, home office, fitness studio, workshop, or creative space, this versatile structure offers flexibility that is rarely available in this location. Located in a desirable golf cart-friendly neighborhood, you'll enjoy easy access to everything that makes this area so special. Cruise to vibrant Downtown Dunedin for restaurants, breweries, boutique shopping, and community events, or spend the day enjoying the world-renowned beaches of Clearwater Beach and Honeymoon Island State Park. The home is just minutes from Downtown Dunedin, approximately 15 minutes to Clearwater Beach, and conveniently located near parks, marinas, golf courses, and the Pinellas Trail. Recent improvements include: •Updated kitchen with butcher block countertops and oversized stainless steel sink •Beautifully renovated bathroom •New flooring throughout •New recessed dimmable lighting •New ceiling fans • New roof on the rear garage/storage building •Interior and exterior improvements throughout. This is more than a beautifully renovated bungalow—it's a property that combines historic charm, modern comfort, and exceptional future potential in one of Clearwater's most desirable locations.
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,999 | $287,999 | $287,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $382 | $382 | $382 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,750 | $1,818 | $2,392 |
| Total Monthly Payment | $2,207 | $2,275 | $2,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.